Change in Flat Ownership (Not Through a Sale)

Current flat owners may need to change the ownership status of their flat, due to a change in their family circumstances, such as divorce, marriage or demise of an owner. To effect the change, they will need to apply for a change in flat ownership (not through a sale), where there is no monetary consideration.
For changes in ownership involving monetary consideration, you can learn more about resale part-share

Types of ownership changes (not through a sale)

There are 4 main types of ownership changes:
  1. Addition of co-owner: e.g. Parents include daughter as owner

inclusion of owner

  1. Removal of co-owner: e.g. Daughter removes herself as owner

withdrawal of owner

  1. Replacement of co-owner: e.g. Father replaces daughter with son as owner

substitution of owner

  1. Total change of owners: e.g. Father passes on, and the son takes over the flat

outright change of owner

How do I change the ownership of my flat?

A change in flat ownership (not through a sale) is a conveyancing procedure, similar to that of purchasing an HDB flat. All current and proposed owners must be aware and give consent to the change in flat ownership.

This legal process involves the preparation of financial and legal documents. The process typically takes about 4 months, after all applicants have provided their confirmation to proceed with the ownership change and submitted all required documents. A longer processing time may occur for complex cases, such as those which requires lawyer's clarification relating to Court Orders.

Overview of process for current owners:

 Infographics for Current Owners

Overview of process for proposed owners:

Infographics for proposed owners 

Who can initiate a change in flat ownership?

Current flat owners may apply to change their flat ownership to include immediate family members who meet all eligibility conditions. If there is more than 1 proposed owner, they would need to decide on the manner of holding the flat upon the ownership change, whether by joint-tenancy, or tenancy-in-common.  A maximum of 4 flat owners can be allowed for each flat. 


Proposed owners will have to meet these eligibility conditions.

Guide on ownership change (not through a sale)

Before flat owners initiate an ownership change, there are a number of things to consider, such as eligibility and finances. You can refer to guide on change in flat ownership.

Application procedure

You can find out more on the application procedure to change the flat ownership, including the required supporting documents to be submitted.

Conditions after a change in flat ownership

The proposed owners and withdrawing owners have to take note of certain conditions after the ownership change has been completed.

Additional information

If the ownership changes arise from a divorce, owners should take note of certain conditions that apply.