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As a change in flat ownership involves legal processes, it takes about 4 months* to complete after HDB has received the complete set of application. These are the steps involved in a change in flat ownership transaction.
*Note that this is an estimate, and some cases that are more complex could take longer to process.
Before submitting the application for a change in flat ownership, all current and proposed owners are required to:
Thereafter, submit the application through My HDBPage and the required supporting documents (PDF, 22 KB) through MyDoc@HDB (e-Services > MyDoc@HDB). After the 1st applicant has initiated the application, all the other current and proposed owners need to provide their consent to the change in flat ownership through My HDBPage.
Owners should note that the above steps needs to be completed before HDB can process the application. Incomplete applications may be rejected.
If the change in flat ownership involves owners who lack mental capacity, the Donee named in the Lasting Power of Attorney or Court-appointed Deputy may contact us through our feedback form to find out more on the application procedures and requirements.
HDB will assess the applicants' eligibility after receiving the complete set of application (including all applicants' electronic consent and the required supporting documents).
If the proposed owners are eligible for the change in flat ownership, the current and proposed owners will receive a letter 2 to 6 weeks after the application, which provides information on:
For owners with an existing bank loan, please inform your private lawyers to obtain HDB’s approval for the change in flat ownership before serving the Notice of Redemption to the bank.
About 2 to 3 months after HDB’s approval, the current and proposed owners will be notified to attend the completion appointment at the HDB Branch to:
All current and proposed owners, as well as their spouses, must attend this appointment personally on the same day to complete the ownership change.
If any of the current or proposed owners are unable to attend the appointment in person, he/she would need to appoint a private lawyer to act for them in the change in flat ownership.
If you wish to change ownership of your flat without a sale (i.e. without monetary consideration), find out more about the types of ownership changes and the eligibility conditions.