Resale Completion

Find out what you need to prepare before you attend the resale completion appointment and what you need to do during the appointment.

Confirmation of resale completion appointment

The resale completion is about 8 weeks after HDB’s acceptance of the resale application.

We will notify you via SMS on the specific date and time of your resale completion once it is confirmed and post the information on the HDB Resale Portal.

If you have appointed HDB as the solicitors for the sale of the flat, you need to attend the appointment in person at the HDB Resale Office, HDB Hub.

If you have appointed private solicitors, your solicitors’ representative may attend the appointment on your behalf. You need to confirm with your solicitors on the arrangement.

Time of appointment

Buyers’ Mode of Financing Time of Appointment
HDB housing loan Between 10am to 12pm
Housing loan from a financial institution Between 2pm to 5pm
Not taking a housing loan Between 10am to 12pm or 2pm to 5pm)

Change of appointment date

The resale completion appointment date stated in the application acceptance email is the earliest possible date to complete the transaction. HDB is unable to accede to any request to bring forward the completion date

If you would like to defer the resale completion, please submit a written confirmation signed by both the buyers and sellers, agreeing to the new date, via MyRequest@HDB within a week from the date of HDB’s acceptance letter.

If you are unable to attend the resale completion appointment

If you are unable to attend the resale completion appointment personally, for e.g. you are overseas, you can prepare a Power of Attorney to appoint another person to act on your behalf and attend the resale completion. Certified true copies of the Power of Attorney have to be submitted to HDB at least 1 week before the appointment

Make payments for any outstanding fees

You must settle all outstanding payments before the resale completion appointment.

You must

  • Terminate all GIRO arrangements for payments relating to the flat e.g. Service and Conservancy Charges, property tax, Singapore Power etc.
  • Settle any outstanding payments as advised by us:
    • Pay the service and conservancy charges up to the day of completion and get a confirmation from the Town Council
    • Pay the property tax up to the end of the year

The Town Council payment letter will be posted on the HDB Resale Portal when the resale application is approved, and the resale completion appointment is scheduled.

When the resale completion appointment is scheduled, we will notify you via SMS to download the resale completion letter and remind on the tasks you need to complete before attending the appointment. The resale completion letter will also include the documents and items you need to bring for the appointment.

Deliver vacant possession of the flat

You must vacate the flat before the resale completion appointment so that buyers can take possession of the resale flat after the appointment.

After you have vacated the flat, you have to arrange with the buyers to inspect the flat and ensure that the keys to the resale flat are available for handover to the buyers during the appointment.

Documents to bring for appointment

You must bring the documents stated in the appointment letter for the resale completion appointment.

The documents required include:

  • Identity cards of all sellers
  • Spouse’s passport and relevant visit pass/ work permit if the spouse is not a Singapore Citizen nor Singapore Permanent Resident
  • Original Option to Purchase (Page 1 to 10)
  • Completed the BCA windows declaration form
  • Confirmation for payment of the service and conservancy charges (up to the day of resale completion) and property tax (up to the end of the year)
  • Original duplicate lease of the flat if it has been issued to the sellers
  • Full set of the keys to the flat, including the duplicates, if any

Attend the resale completion appointment

Learn about what happens during the resale completion appointment.

During the resale completion you will:

  • Sign the legal document to transfer the flat ownership to the buyers
  • Hand over the keys
  • Apportion the payment of property tax with the buyers
Sellers’ sale proceeds
  • You will receive your cheque for the balance sale proceeds, if any, during the resale completion appointment
  • HDB will arrange for the refund to your CPF account to be made within 7-14 working days from the date of the resale completion appointment
  • If you have engaged a private solicitor to act for you, your solicitors will arrange the refund to your CPF account