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After HDB receives the complete resale application and supporting documents from you and the buyers, we will verify both parties’ eligibility and review the documents. If the application and documents are in order, we will notify you and the buyers of HDB’s acceptance of the application via SMS or email.
When we accept the resale application, Technical Executives from the HDB Branch will make arrangements to inspect your flat.
The purpose of the inspection is to check if there are unauthorised renovation works in the flat that may damage HDB property and affect the structural stability of the flats/ building. The inspection is not to ascertain the value of the flat, the condition and safety of the renovation works, or compliance with any legislation in respect of any installation of fittings/ fixtures in the flat.
If there are any unauthorised renovation works in the flat, you have to rectify them before the completion of the resale transaction.
You and the buyers must endorse the documents before HDB may approve the resale application.
We will prepare the necessary documents for you and the buyers to endorse, which will be ready about 3 weeks after the application have been accepted.
Once the documents are ready, they will be posted on the HDB Resale Portal and we will notify you and the buyers via SMS to log in to the HDB Resale Portal to endorse the documents.
If you or the buyers do not endorse the documents within the given timeframe, the resale application may be cancelled.
If you appoint HDB as solicitors for the sale of the flat, the documents to endorse include:
After you have endorsed the documents, you must make payment for all the required fees within the notice period given by HDB.
The legal fees payable depends on the solicitor you appoint to act for you.
If you engage HDB to act for you in the sale, you may get an estimated legal fee by using our Legal Fees Enquiry e-Service.
(Inclusive to GST)
For transfer of flat ownership to buyers
[Based on the resale price and subject to a minimum fee of $21.60 (inclusive of GST); fee is rounded up to the nearest dollar]
For total discharge of mortgage
Registration and microfilming
To Registry of Land Titles and Deeds
(If the sellers have an outstanding HDB housing loan)
After endorsing the resale documents, you must pay the legal fees within the notice period given by HDB:
Supported by the following Banks:
You may need to pay SSD when you sell or relinquish your interest in your flat within the holding period. For purchases/ ownership changes done on or after 11 March 2017, the holding period of 3 years starts on the day you acquire an interest in the HDB flat (i.e. exercise the Option to Purchase/ date of legal document). Please refer to the Inland Revenue Authority of Singapore (IRAS)'s website for more information.
Note: The SSD holding period is not the same as the minimum occupation period (MOP), and the fulfilment of one does not necessarily mean the fulfilment of the other.
As the seller, you must pay the flat’s property tax up to the end of the year. Please submit the official tax payment receipt to us at your flat sale completion appointment.
For the amount due, please check the IRAS via their myTax Portal.
Your service & conservancy charges are to be paid up to the date of Resale Completion. Please submit the receipt for this payment to us at your resale completion appointment.
For the amount due, please check with your Town Council.
We will grant an approval for the resale transaction in 2 weeks' time after you and the buyers have endorsed the resale documents and made the necessary payments.
Both parties are advised to endorse documents and make payments promptly to prevent any delay or cancellation of the resale application.
We will notify you and the buyers of the approval via SMS and email and post the approval letter on the HDB Resale Portal.
The approval letter will contain instructions on what you need to do before the resale completion appointment, such as the Notification to Town Council on payment of Service and Conservancy Charges and BCA windows retrofitting form.
We will notify you and the buyers via SMS once the appointment is scheduled.
You may log in to the HDB Resale Portal to view the completion letter, which provides information on what you need to prepare for the appointment, such as the documents required for the appointment.
If you have appointed HDB as solicitors for the purchase of the flat, you must attend the resale completion appointment in person at the HDB Hub.
Find out what you need to prepare before the resale completion appointment.
Obtain information for both buyers and sellers on the request for a temporary extension of stay.
Obtain details on the resale completion appointment and the actions to take before and during the appointment.