You must fulfil a set of eligibility conditions before you can sell your flat. Do note the Minimum Occupation Period (MOP), Ethnic Integration Policy (EIP), and Singapore Permanent Resident (SPR) quota for your block/ neighbourhood. There are also additional requirements that may have to be met in the event of bankruptcy or divorce.
If you would like to check your eligibility to sell your flat, register your Intent to Sell through the HDB Resale Portal.
The MOP is the period of time that you are required to physically occupy your flat before you can sell it on the open market.
The MOP is calculated from the date you collect the keys to your flat. It excludes any period where you do not occupy the flat, such as when the whole flat is rented out or when there has been an infringement of the flat lease.
The MOP duration depends on the purchase mode, flat type, and date of flat application:
Flats purchased from HDB
Design, Build and Sell Scheme (DBSS) flat bought from a developer
Flat bought under the Selective En bloc Redevelopment Scheme (SERS) with portable SERS rehousing benefits
Flat bought under the Selective En bloc Redevelopment Scheme (SERS)
whichever is earlier
Resale flat bought from the open market with the CPF Housing Grant
Resale flat bought from the open market without the CPF Housing Grant
2-room flat or bigger
Application date on or after 30 August 2010
Application date between 5 March to 29 August 2010
Before 5 March 2010
2.5 years with an HDB loan and 1 year with bank loan/without any loan
Flats bought under the Fresh Start Housing Scheme
You can login to My HDBPage with your Singpass and check if you have met the MOP to sell your flat, under My Flat > Purchased Flat > Flat Details > Minimum Occupation Period (MOP).
You need to ensure that your flat sale is within the EIP and SPR quota for your block/ neighbourhood.
SPR Quota in Neighbourhoods
SPR Quota in Blocks
The EIP/ SPR quota is updated on the 1st of each month, and will apply to complete resale applications submitted to us for the same month.
Upon registering an Intent to Sell on the HDB Resale Portal, you will be informed of the prevailing EIP/ SPR quota of your flat. You can monitor the monthly updates via your Intent to Sell on the HDB Resale Portal or the EIP/ SPR quota e-Service .
In cases of bankruptcy or divorce, additional requirements may have to be met before the flat can be sold off.
Under the Housing and Development Act, as long as any of the HDB flat owners is a Singapore Citizen, the consent of the Official Assignee is not required in the event that the flat owners wish to sell the flat.
In cases where none of the flat owners are Singapore citizens, they will have to obtain the consent of the Official Assignee before they sell their flat.
If you go through a divorce after meeting the MOP, you can sell the flat if all eligibility conditions are met.
You need to produce the following documents:
An official English translation of these documents by an interpreter of the Supreme Court or Family Justice Courts is required if the documents are not in any of the 4 official languages.
Find out more on how to retain your flat after a divorce.
Find out more about the streamlined resale process with the HDB Resale Portal.
It is important to understand and follow the resale procedures to ensure a smooth flat selling journey. Read the details in the following sections.