• Published Date: 14 Sep 2022

    HDB's Reply

     

    Resale levy applies to second-time applicants regardless of cash proceeds from sale or transfer of first subsidised flat
    Date: 14 Sep 2022

     

    转售抽润不取决于 组屋屋主是否获利
     
     
    谨答复《联合早报·交流 站》于8月30日刊登的柯志明读 者投函《没卖组屋却须缴转售抽 润》： 　

    所有组屋购买者在向建屋局 购买组屋时都会获得住房津贴。 获得住房津贴者在第二次从建屋 局购买获津贴组屋时，会被视为 第二次购买者，须要支付转售抽 润。 　

    受益于住房津贴的组屋屋主 被视为第二次购买者，需要支付 转售抽润，旨在减少购屋者第二 个获津贴组屋的住房津贴。转售 抽润确保在组屋购买者之间，公 平分配有限的住房津贴。这不取 决于组屋屋主是否从出售或转让 第一个获津贴组屋中获得现金收 益。基于这些理由，建屋局无法 豁免有关的转售抽润。 　

    柯先生此前曾与前妻拥有一 个获津贴组屋。受惠于购屋津贴 后，他必须在购买第二个获津贴 组屋时缴纳转售抽润。由于柯先 生买了短屋契的两房灵活组屋单 位，转售抽润已根据屋契年限进 行调整。 与 其 他 第 二 次 购 房 者 一 样，柯先生在购买组屋过程的 各个阶段都有被告知转售抽润 的事。在2018年2月申请时，必 须支付转售抽润的事第一次是通 过申请表告知他。在2018年4月 选择单位时，我们向柯先生解释 了财务安排并强调转售抽润的需 要。我们的职员也在财务安排计 划中，指出他所需要支付的按比 例的转售抽润金额，柯先生确认 并签署了文件。柯先生还签署了 一份承诺文件，在领取新组屋钥 匙前以现金支付转售抽润。 　　

    为帮助柯先生，我们采取灵 活处理，酌情将转售抽润纳入组 屋的购买价内，他不须要一次过 缴交现金。 　　

    柯先生的新组屋预计在本月 完工。我们会在准备移交钥匙时 联系他。

     

    建屋发展局
    处长（售屋）
    Norlilah Bte Abdul Latiff

     

    We refer to the letter from Mr Kwa Chee Beng (柯志明), “没卖组屋却须缴转售抽润” (30 Aug).

    All flat buyers receive a housing subsidy when they buy a flat from HDB. Flat owners who have benefited from housing subsidies are considered second-timers and are required to pay a resale levy, which is meant to reduce the housing subsidy on the flat buyer’s second subsidised flat. The resale levy ensures a fair allocation of limited housing subsidies among flat buyers. It is not dependent on whether a flat owner has received cash proceeds from the sale or transfer of their first subsidised flat. For these reasons, HDB is unable to waive the resale levy.

    Mr Kwa had previously owned a subsidised flat with his ex-wife. Having benefitted from a housing subsidy, he has to pay a resale levy upon the purchase of his second subsidised flat. As Mr Kwa has purchased a short-lease 2-room Flexi flat, the resale levy has been adjusted according to the length of lease chosen.

    Like other second-timer applicants, Mr Kwa was informed of the resale levy at various junctures of his flat purchase. At the point of application in February 2018, the requirement to pay a resale levy was made known to him in the application form. During his flat selection in April 2018, we explained to Mr Kwa the finances required and again, highlighted the resale levy requirement. Our staff also indicated the pro-rated amount of resale levy he would have to pay in the financial plan, which Mr Kwa had acknowledged and signed. Mr Kwa also signed an undertaking to pay the resale levy before collecting the keys to his new flat.

    To help Mr Kwa with the payment, we have exercised flexibility and incorporated the resale levy into the purchase price of the flat, so that he does not need to pay the resale levy upfront in cash. Mr Kwa’s new flat is expected to be completed this month. We will contact him when the keys are ready for collection.



    Norlilah Abdul Latiff
    Director (Sales)
    Housing and Development BoardSia Tze Ming (Ms)
    Director (Policy and Property)
    Housing & Development Board

     

    Letter to Lianhe Zaobao

    Having to pay resale levy despite not selling HDB flat
    Date: 30 Aug 2022

     

    From: 柯志明 

     

    没卖组屋却须缴转售抽润 

      
    8月23日的交流站刊登了黄 资议的投函《不知须付转售抽 润》，而我目前也在和建屋发展 局就转售抽润进行交涉。 　　

    2018年年初，我申请了屋契 较短的二房式灵活组屋，同年4 月我到建屋局办理申请手续，当 时建屋局职员没有明确告诉我须 缴付转售抽润，直到办完手续我 欲离开时，才匆匆地在给我的文 件副本上写上一些数字，但没有 多加解释。我在几个月后才看到 那些数字，向建屋局查证后才知 道那是转售抽润的数额，总数为 1万7950元。建屋局说，因为我 曾申购受津贴组屋，所以在第二 次申购时须付这笔款项。 　　

    我在1991年购买一个组屋单 位作为结婚后的住所，一住就是 24年。那个组屋在2015年因离婚 而过名给前妻和儿子，而他们也 还在那里居住，组屋没有转售， 我没有从中获得任何利润。相 反，组屋的贷款都是从我的公积 金存款扣除，我分文没取回。 　

    我就这件事多次请求建屋局 取消转售抽润，但每次都被拒 绝，说这是建屋局的条例，让我 感到很沮丧和不解。我没有转售 之前的组屋，也没有获得任何利 润，就不应叫我付转售抽润。我 相信每个条例都有商量的余地， 希望建屋局通情达理，而不是一 刀切地执行，在我看来，毫无人 情可言的条例。