Single applicants aged 35 or above who buy an HDB resale flat under any of these schemes:
Recipient May Also Be Eligible For
Enhanced CPF Housing Grant for Singles
Recipient May Later Be Eligible For
At least 35 years old, for single(s) buying an HDB resale flat under any of these eligibility schemes:
You must be a first-timer applicant, meaning that you must meet the following criteria:
Your average gross monthly household income (including applicants and occupiers) must not exceed:
Remaining Lease of Flat
Ownership/ Interest in Property
All applicants and occupiers listed in the flat application:
Cancellation of Application After Booking a Flat
If you book a flat from the March 2012 sales exercise onwards and subsequently cancel the flat booking, you will have to meet a one-year period from the date of cancellation before you can apply or be included as an essential occupier for a resale flat with CPF Housing Grant.
Ali is a single Singapore Citizen aged 40. His monthly salary is $2,800. He is buying a 3-room HDB resale flat under the Single Singapore Citizen Scheme.
Grant Amount = $25,000
For your flat application, you and the other applicants and essential occupiers will need to get ready the following documents for our verification:
Aside from the above documents, we may also request other documents for verification if needed.
Nature of Employment
Documents to Submit
Note: If your income includes allowances, we will require 6 months’ payslips preceding the month of application.
Assessment is based on the average gross monthly income
The undertaking for applicants/occupiers to affirm their average gross monthly income will be sent to applicants via email (if required).
Odd job worker
Unemployed person (between 18 to 62 years old)
Allowances (fixed/ variable) received on a regular basis (e.g. allowances for food, transport, laundry, uniform, etc.)
Income from ad hoc overtime work
Interest from deposit accounts
National Service Allowance
Scholarship overseas allowance
Overseas cost of living allowance
Applicants who qualify for the Singles Grant may also benefit from the Enhanced CPF Housing Grant (EHG) for Singles of up to $40,000.
$2,500 to $40,000
The EHG (Singles) amount is based on the average gross monthly income assessed over the months worked during the assessment period, i.e. a 12-month period prior to the date of your resale application. Applicants with lower incomes will receive a larger grant amount. See examples below.
The average gross monthly household income (including applicants and occupiers) for the months worked during the 12 months before the flat application must not exceed:
More than 20 years
Flat must have sufficient lease to cover the youngest buyer to the age of 95 to qualify for the full EHG. Otherwise, the EHG will be pro-rated.
You can get a flat lease’s details with our HDB Map Services
As eligibility for the EHG is based on 12 months of employment, these are the income guidelines when applying for this grant. Aside from these mentioned documents, we may also request other documents for verification, if needed.
Part-time worker/ Commission-based person
And (for commission-based person)
Full-time student receiving stipends
Ms J (single, SC) is a first-timer aged above 35. She submitted her resale application to buy a 3-room flat in Punggol under the Single Singapore Citizen (SSC) Scheme in end September 2019. She has been working for the past 12 months, drawing an average gross monthly income of $2,000.
Ms J is eligible for the Singles Grant, and will be given $27,500 of EHG.
Mr K (single, SC) is a first-timer aged above 35. He submitted his resale application to buy a 3-room flat in Punggol under the Single Singapore Citizen (SSC) Scheme in end September 2019. Mr K is eligible for the Singles Grant.
Mr K was not working between Sep 2018 and Mar 2019. Nevertheless, he has been working since Apr 2019, drawing an average gross monthly income of $2,000.
Mr K is not eligible for the EHG (Singles) as he has not worked continuously for a 12-month period prior to his flat application.
Find out more about the streamlined resale process with the HDB Resale Portal.
We have different eligibility schemes under which you can buy an HDB resale flat.
Here are some resources to help you plan your finances before your flat purchase.