Financial Tools

These services and resources are useful tools and references for your flat purchase and financial planning.

Working out your budget and understanding the payments required

Work out an estimated housing budget with housing loan information provided by HDB and the participating financial institutions (FIs)

Budget Calculator

Work out a financial plan and understand the payments required at various milestones for the intended flat purchase

Payment Plan Calculator: For the purchase of a new or resale flat

SERS Financial Plan Calculator:
For the purchase of a replacement flat under the Selective En bloc Redevelopment Scheme (SERS)

Work out the estimated cash proceeds you may receive from the sale of your current flat and how much you need to set aside for your next flat purchase Sale Proceeds Calculator

Checking your eligibility and applying for an HDB Loan Eligibility (HLE) Letter

Check if you have met the eligibility conditions to buy a new or resale flat and apply for an HDB housing loan

Eligibility Check – Buying an HDB Flat and Applying for an HDB Housing Loan

Prepare the supporting documents to apply for an HLE letter

Income Guidelines

Apply for an HLE letter to find out your loan eligibility and the loan amount

Application for HLE letter 

Apply for a Credit Bureau (Singapore) report to find out your credit standing

Credit Bureau report

Check the status of your application for the HLE letter, flat purchase, and more

My HDBPage

Submit additional documents for your HLE letter application online

MyDoc@HDB