Buying a flat is a long-term financial commitment that could stretch up to 25 years, so it is important to exercise prudence and not overstretch yourself financially.
The following tools will assist you in your financial planning, to find out how much you can afford and borrow for your flat purchase.
Eligibility check - Buying an HDB flat and applying for an HDB housing loan
You may first wish to check on your eligibility to buy an HDB flat and take an HDB housing loan.
Enquiry on Loan Estimate
The Enquiry on Loan Estimate e-Service provides you with an estimate of the loan amount you may obtain from HDB. However, please note that you must still submit an application for the HDB Loan Eligibility (HLE) letter to know your eligible loan quantum. Your eligibility for an HDB loan and the exact amount will only be confirmed following our credit assessment.
Enquiry on monthly instalments
Apply for HLE Letter
Resale financial plan
Estimate the loan amount and monthly payments for an HDB flat purchase using the Resale Financial Plan.