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Financial Tools

Buying a flat is a long-term financial commitment that could stretch up to 25 years, so it is important to exercise prudence and not overstretch yourself financially. 

The following tools will assist you in your financial planning, to find out how much you can afford and borrow for your flat purchase.

Eligibility check - Buying an HDB flat and applying for an HDB housing loan

You may first wish to check on your eligibility to buy an HDB flat and take an HDB housing loan.

Enquiry on Loan Estimate

The Enquiry on Loan Estimate e-Service provides you with an estimate of the loan amount you may obtain from HDB. However, please note that you must still submit an application for the HDB Loan Eligibility (HLE) letter to know your eligible loan quantum. Your eligibility for an HDB loan and the exact amount will only be confirmed following our credit assessment. 

Enquiry on monthly instalments

Work out the monthly instalments for the loan amount you intend to take.

Apply for HLE Letter

Submit your HLE application online along with supporting documents to find out if you are eligible for an HDB housing loan, and the loan amount you can get based on your financial situation. You can also check the status of your HLE application thereafter.

Resale financial plan

Estimate the loan amount and monthly payments for an HDB flat purchase using the Resale Financial Plan.