Residential
A new Design, Build and Sell Scheme (DBSS) flat is offered for sale under similar eligibility conditions as those of a new HDB flat. However, you buy the flat directly from the developer, not from us. Before you submit an application, we advise that you also learn more about the conditions that apply after you buy a new DBSS flat.
You and any other applicants and essential occupiers need to meet several eligibility conditions.
Family Nucleus
You will need to qualify for the DBSS flat under 1 of these eligibility schemes:
Citizenship
Age
At least 21 years old
Income Ceiling
Property Ownership
You can apply for a new DBSS flat under any of these eligibility schemes: Public Scheme, Fiancé/Fiancée Scheme, or Orphans Scheme.
You form a family nucleus with any of the following:
#If the care and control of your children under the age of 21 is shared with your ex-spouse, you must obtain his/her written agreement before you can list your children in a flat application.
If you face difficulties in obtaining the agreement or have a question for us, please send us an email at hdbsales@mailbox.hdb.gov.sg.
Applications under this scheme are only valid if there are no changes to the people listed. That means that you are not allowed to subsequently replace your parents’ names with that of a spouse, or vice versa.
You form a family nucleus with your spouse-to-be. Please note the following for this scheme.
Under this scheme, you need to solemnise your marriage and submit a photocopy of your marriage certificate to the developer within 3 months* of collecting your keys to the DBSS flat.
*Applicable for Option To Purchase granted by property developer on or after 1 May 2018
That person can only be listed as an essential occupier in the flat application. Written consent from that person’s parents/ guardians must be submitted when you book a DBSS flat.
Following your flat application, you must obtain a Special Marriage Licence from the Ministry of Social and Family Development and submit it when you book a DBSS flat.
Applications under this scheme are only valid if there are no changes to the people listed. That means that, in a case of break-up, you are not allowed to subsequently include the name(s) of a new Fiancé/Fiancée or your parents in the application, even if your ex-Fiancé/Fiancée agrees.
You and your siblings (those applying) are orphans and single, i.e. unmarried, divorced or widowed:
Please note that under the Orphans Scheme, siblings are not allowed to buy/ rent flats separately.
Your average gross monthly household income must not exceed:
^Applicable for Option to Purchase granted by the property developer on or after 11 September 2019. For Option to Purchase granted before 11 September 2019, income ceilings are $12,000 and $18,000 (if purchasing with extended family)
To assess the average gross monthly household income for your DBSS flat application, you and any other applicants and essential occupiers will need to prepare specific documents depending on your nature of employment. Also, please note that some forms of income/ allowance are not included when assessing your household income.
For your flat application, you and the other applicants and essential occupiers will need to get ready the following documents for our verification:
Aside from the above documents, we may also request other documents for verification if needed.
Nature of Employment
Documents to Submit
Notes
Employed person
or
Note: If your income includes allowances, we will require 6 months’ payslips preceding the month of application.
Self-employed person
and
Assessment is based on the average gross monthly income
Part-time worker
Commission-based person
Odd job worker
Unemployed person (between 18 to 62 years old)
Income/ allowance that will be considered for income assessment
Allowances (fixed/ variable) received on a regular basis (e.g. allowances for food, transport, laundry, uniform, etc.)
Sustenance allowance
Alimony allowance
Bonuses
Director's fee
Income from ad hoc overtime work
Interest from deposit accounts
National Service Allowance
Rental income
Scholarship overseas allowance
Overseas cost of living allowance
Pension
The income ceiling for extended family is set at a higher level of $21,000 to encourage and help working adults and their parents to live as an extended family in a DBSS flat. This includes married couples, their siblings, and their parents. It is calculated using the combined income of 2 set groups in the extended family.
The set groups and income ceiling calculation are as follows:
Household Type
Income of Group A
(Cannot exceed #$14,000)
Income of Group B
Extended Family Income Ceiling
Parents* with single children
Parents and 1 of the single children
Remaining single children
Group A + Group B must not exceed #$21,000
Parents* with married children^
Parents and remaining working children (if any)
The married children and their children (if any)
* Includes widow/ widower or divorcee
^ Includes applicants applying under the Fiancé/Fiancée Scheme
#Applicable for Option to Purchase granted by the property developer on or after 11 September 2019. For Option to Purchase granted before 11 September 2019, income ceilings are $12,000 and $18,000 (if purchasing with extended family)
A married couple and their 3 working children wish to buy a DBSS flat. Individually, their average gross monthly income is:
Their average gross monthly income as an extended family thus works out as:
Total = $13,000
Total = $7,000
Total = $20,000
The extended family’s income is within the income ceiling.
Prior consent must be obtained from the Official Assignee (OA) or the private trustee, if you are applying to buy a DBSS flat that is bigger than a 5-room flat. From 1 February 2016 onwards, prior consent is also required to buy any flat type with a net purchase price of $500,000 or above, after taking into account any HDB subsidies or levy.
You do not need to seek prior consent from the OA or the private trustee to be listed as an occupier of a flat.
A first-timer applicant is a person or household that has never received any form of housing subsidy, or similar benefit; a second-timer applicant is a person or household that has. If you are a second-timer and your spouse/ spouse-to-be is a first-timer, you as a couple will enjoy first-timer privileges and priority. You are not required to pay a resale levy when you buy a DBSS flat from a developer as a second-timer.
First-timers enjoy privileges and priority in flat allocation.
Yours will be treated as a first-timer application if you and any of the other listed owners and essential occupiers meet the following criteria:
Yes. There are instances where you may need to wait out a set time period before you can apply or be listed in the application for a new DBSS flat.
This usually happens when someone:
Before applying for the new DBSS flat, you need to check if you or any other flat applicant(s)/ essential occupier(s) to be listed in the DBSS flat application own any of these:
If so, that person must have already met that flat/ EC’s 5-year MOP before he can apply for a new DBSS flat. An essential occupier must also have met the flat/ EC's 5-year MOP before he can be listed in a new DBSS flat application.
In the case of ECs, you must also wait out a 30-month period from the EC’s effective date of disposal, which we will verify using your Notice of Transfer, or any other such documentation we may require.
Type of Property
Time Period Before You Can Apply for a New DBSS Flat
MOP of 5 years
If you booked a new HDB flat and subsequently cancel your booking, you must wait out a 1-year period from the date of the cancellation before you can apply or be listed as an essential occupier of a:
No, you may not. For a DBSS flat application, all the listed owners and essential occupiers must not own, dispose, or have an estate or interest in any other local or overseas property:
The properties considered in this instance include but are not limited to:
Yes, provided that you only own/owned 1 of the following units prior to your application.
In essence, an eligible Singapore Citizen is allowed to buy the above properties twice in total, not twice per property type
If you have already bought 2 such properties, you will not be eligible to apply for a new flat or be listed as an essential occupier in an application.
If you have been invited to select a flat, you may check out the flats available for selection
