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You must meet the eligibility conditions to buy an Executive Condominium (EC) unit from a property developer. Find out if you must pay a resale levy and the conditions that will apply after you buy an EC unit, before you apply for an EC unit.
You and all persons listed in the application for an EC unit have to meet the eligibility conditions.
You have to qualify for any of the eligibility schemes:
Monthly household income ceiling
Your monthly household income must not exceed $16,000.
Ownership/ Interest in property in Singapore or overseas other than HDB flat
All applicants and occupiers listed in the application:
Private properties include but are not limited to houses, buildings, land, EC units and privatised HUDC flats. You have acquired an interest in a property through purchase or when it is:
Previous housing subsidies
A subsidised housing unit refers to:
If you have not taken a housing subsidy before, you are a first timer and may buy an EC unit from a property developer.
If you have taken a housing subsidy, you are a second-timer and may buy an EC unit from a property developer. You have to pay a resale levy. Find out more on the resale levy payable.
If you have already bought 2 subsidised housing, you will not be eligible to apply or be listed as an essential occupier in an application to buy an EC unit from a property developer.
Ownership/ Interest in HDB flat
If you or any persons listed in the application have an interest in any HDB flat, you must dispose of the interest within 6 months of completion of the EC unit purchase.
Prior consent must be obtained from the Official Assignee (OA) or the private trustee for the purchase of an EC unit.
However, occupiers who are bankrupts do not need prior consent.
Wait-out period before applying to buy an EC unit from a property developer
Cancellation of application after booking a flat from HDB
If you have booked a flat from HDB and subsequently cancel your flat booking, you must wait out a 1-year period from the date of the cancellation before you may apply or be listed as an essential occupier to buy an EC unit from a property developer.
Termination of the Sale and Purchase Agreement for an EC unit
If you had previously bought an EC unit from a property developer with a CPF Housing Grant and subsequently terminated the Sale and Purchase Agreement, you must wait out a 5-year period from the date of the termination before you may apply or be listed as an essential occupier to buy an EC unit from a property developer.
Owners/ Ex-owners of an EC unit bought from a property developer
If you currently own or have recently disposed of your ownership in an EC unit, you must wait out a 30-month period from the date of disposal of the EC unit before you may apply or be listed as an essential occupier in an application to buy another EC unit from a property developer, subject to other eligibility conditions.
An overview of the documents required when you submit an application for an EC unit to the property developer.
When you book an EC unit with the developer, you must bring along the following documents of all the persons listed in your EC application:
Prepare the required documents based on the nature of employment as listed below. The developer may also request other documents for verification, if needed.
Note: If your income includes allowances, we will require 6 months’ payslips preceding the month of application/ booking.
Find out about the CPF Housing Grants available for purchase of an Executive Condominium unit.
Get started with your purchase by finding out about the buying process for an Executive Condominium unit.
Check out the list of projects and information on buying an Executive Condominium unit on the open market.
Learn about the conditions that buyers have to follow after purchaing an Executive Condominium unit from a property developer.