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With the Enhanced Contra Facility (ECF), you may:
* Refunded CPF savings cannot be used for the payment of stamp duty and legal fees.
You must state the request for ECF in the resale application form.
If you would like to make use of the ECF, you must state so in the resale application form via the HDB Resale Portal. Salespersons may request for the ECF in the application form on behalf of their clients via e-Resale or Estate Agent Toolkit (for agencies which are subscribers).
For resale transactions with ECF, there are 3 parties involved. You can refer to the following example.
Mr C is selling his flat (Flat A) and buying a resale flat (Flat B) at the same time. He is applying for the ECF and is therefore the contra party. He needs to submit 2 sets of resale applications:
The 2 resale applications will be submitted separately. In both applications, only Mr C is required to state that he is applying for the ECF, and to provide the addresses of the flats that he is selling and buying, in the respective resale application, as illustrated below.
All parties must submit their respective resale applications and the necessary supporting documents within 7 days.
Please note the terms and conditions for the ECF, which include important information about application conditions, usage of cash proceeds and CPF funds, approval conditions, and cancellation of the ECF.
The terms and conditions for the ECF (PDF, 444KB) are in addition to HDB's Terms and Conditions of Resale/ Purchase of an HDB resale flat.
Obtain details on the resale completion appointment and the actions to take before and during the appointment.
Learn about the conditions that flat buyers have to follow after moving into their flat.