HDB | Buying Procedure for New Flats

Buying Procedure for New Flats

Find out about the process of buying a flat from HDB and get started on your home buying journey.

Buyers must have a valid HDB Flat Eligibility (HFE) letter before they may apply for a flat in our sales launches. Find out more about the HFE letter.

Timeline

Get an overview of the flat buying process.

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Modes of Sale

Find out about Build-To-Order (BTO) and Sale of Balance Flats (SBF) exercises, and open booking of flats.

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Application

Learn about applying for a new flat, the priority schemes available and Fresh Start Housing Scheme.

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Booking of Flat

Prepare for the booking appointment, application for housing grants and Optional Component Scheme.

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Sign Agreement for Lease

Learn more about details on the downpayment, stamp and legal fees, and how downpayment may be staggered or deferred.

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Key Collection

Read about the payment required for collection of keys to a new flat, as well as information on the Contra Payment Facility and Temporary Loan Scheme.

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Buying Procedure for New Flats

Timeline

Modes of Sale

Application

Booking of Flat

Sign Agreement for Lease

Key Collection