HDB's Reply

HDB has clear rules on the purchase and rental of HDB flats
Date: 10 Nov 2022

建屋局对购买与出租组屋有明确规定

谨答复《联合早报·交流站》于10月 31日刊登的陈利思读者投函《允许出租整 间组屋的弊端》及11月2日王金木读者投函 《组屋供屋主居住条规应该加强》： 　　

我们感谢两位读者的反馈。 我们想澄清，新加坡永久居民就算在符 合居住满五年的条件后，也不被允许出租整 间组屋。我们已经联系了陈利思读者，以了 解他投函所提到的那名永久居民的身份。 陈先生说他是在跟该居民闲聊时得知情 况，但无法提供屋主的详情，也想不起住址 细节。他也不清楚对方是否是屋主，并假 设她就是永久居民。我们敦请陈先生在回 想起更多细节时再联络建屋局。一旦发现 违反条例，建屋局会毫不犹疑采取行动。 　　

建屋局把有限的组屋和津贴优先提供 给新加坡公民。永久居民的住户在所有家 庭成员都成为永久居民的三年后，才能够 在公开市场购买组屋居住。永久居民住户 不准出租整间组屋，也不准在购买了私宅 后保留所购买的组屋。 　　

新加坡公民在居住满五年后，可以出 租整间组屋，并搬到孩子或其他家庭成员 的住所。三房式或更大型组屋的屋主，也 可以出租一个房间来补贴家用。年长居民 尤其能够借此补贴他们退休后的收。 建屋局致力于协助新加坡人拥有自己的 第一个住家。因此，我们制定了各种措施， 来增加首次申请购屋家庭成功购屋的机会。 在非成熟组屋区，至少85%的三房式和95% 的四房式组屋是保留给首次申购家庭；在成 熟组屋区，至少95%的组屋是保留给首次申 购家庭。对比第二次申购家庭的一次申购机 会，首次申购家庭则有两次机会。

那些申请非成熟组屋区预购组屋 （BTO）两次或以上但不成功的首次申购 家庭，之后在申购非成熟组屋区预购组屋 时，还会获得多一次机会。因此，几乎所 有首次申购家庭在第三次申购后，都获邀 在非成熟组屋区购买组屋；90%的首次申 购家庭在第二次申购时就能成功购屋。

建屋发展局
代处长（分局运作）
庄美婵

We thank 陈利思 , “允许出租整间组屋的弊端” (31 October 2022) and 王金木 , “组屋供屋主居住 条规应该加强” (2 November 2022) for their feedback.

We would like to clarify that Singapore Permanent Resident (SPR) households are not allowed to rent out their whole flat, even after fulfilling the 5-year Minimum Occupation Period (MOP). We have contacted the first writer, Mr Tan Lai Shu (陈利思) to identify the SPR cited in his letter. Mr Tan shared that he had a casual conversation with the resident, but was not able to provide the particulars nor recall the address of the resident. He was not sure whether she was the flat owner, and he had also assumed that she was an SPR. We have encouraged Mr Tan to reach out to us, should he recall any more information about the resident. Should there be any infringement, HDB will not hesitate to take action.

HDB prioritises our limited public housing supply and housing grants for Singapore citizens. SPR households can buy an HDB flat on the open market for owner-occupation after all SPR owners and essential occupiers have been SPRs for at least three years. Unlike citizens, SPR households are not allowed to rent out their whole flat, and are not allowed to retain their HDB flat if they acquire an interest in a private residential property.

Singaporeans who currently own an HDB flat can rent out their entire flat after they have fulfilled the 5-year MOP, and live with their children or other family members. Owners of three-room or larger HDB flats can also rent out a spare room for additional income. This is particularly useful for seniors who are looking to supplement their retirement income.

HDB is committed to help Singaporeans own their first homes. Hence, we have put in place various measures to increase the chances of first-timer families in their flat applications. At least 85% of 3-room and 95% of 4-room and larger flats in the non-mature estates, and at least 95% of flats in mature estates, are set aside for first-timer families. First-timer families are also given two ballot chances compared to one ballot chance for second-timer families. Those who apply for BTO flats in non-mature estates and have been unsuccessful in two or more attempts will be given an additional ballot chance for each subsequent BTO application in the non-mature estates. As a result, virtually all first-timer families have been invited to book a flat within their first three applications for a BTO flat in non-mature estates, with 90% of such applicants successful within two tries.



Chng Bee Sian (Ms)
Acting Director (Branch Operations)
Housing and Development Board

Letters to Lianhe Zaobao

The disadvantages of allowing the rental of HDB flats
Date: 02 Nov 2022

From: 王金木

“组屋供屋主居住” 条规应该加强

读了《联合早报·交流站》10月31日刊登的陈利思投函 《允许出租整间组屋的弊端》，对非公民能出租整间政府组 屋收租养老颇感惊讶。

另一方面，建屋发展局则经常指出，组屋是经过政府大 幅度津贴，以低于市场的价格出售，因此它每年蒙受亏损。 根据刚公布的2021／2022财年年报，建屋局的净赤字达到43 亿6700万元。

可见每建造与出售一间组屋，政府得付出一笔可观的津 贴，而这须靠强大的国库来支撑。

建屋局在居者有其屋计划的表现可圈可点，或许在实行 “组屋是给屋主居住”的条例规定方面，还可以加强。

建屋局应该正视把整间组屋出租的现象。这显示这些屋 主不再需要公共住房，也与“屋主居住”的条规不符合。

因此有必要把它们纳入转售市场，以增加组屋供应量， 减轻建屋局的建屋负担及减少政府的财政津贴，也能舒缓组 屋价格的攀升。

The disadvantages of allowing the rental of HDB flats
Date: 31 Oct 2022

From: 陈利思

允许出租整间组屋的弊端