<p>Both parties must submit their respective portions of the resale application and all necessary documents, according to the following time-specific requirements:</p>
<table style="width: 100%;">
    <tbody>
        <tr>
            <td style="width: 25%;"><strong>(i) Submission by the second party within 7 calendar days</strong></td>
            <td style="width: 75%;">Either you or the buyers may submit the respective portion of the resale application and the necessary documents first. Thereafter, the second party must submit their portion within 7 calendar days. If this is not done, the application will lapse and both parties have to restart the application process and pay the application fees.</td>
        </tr>
        <tr>
            <td><strong>(ii) Submission of application to HDB (according to Clause 12 of the OTP)</strong></td>
            <td>
            <p>Under Clause 12 of the OTP, you and the buyers will agree on the timeframe to submit your resale application to us.</p>
            <p>This is a contractual term between you and the buyers. Any variation requires the mutual agreement of both parties.</p>
            </td>
        </tr>
    </tbody>
</table>
<p>A resale application is complete only when HDB receives both buyers&rsquo; and sellers&rsquo; portions of resale application and the necessary supporting documents. Otherwise, the application will lapse and both parties have to restart the application process and pay the application fees. Application fees are non-refundable.</p>

When to submit the resale application

<p>You need to provide the following information:</p>
<table>
    <tbody>
        <tr>
            <td><strong>Option to Purchase details</strong></td>
            <td>
            <ul>
                <li>Your flat address</li>
                <li>Buyers&rsquo; particulars (such as name and NRIC)</li>
                <li>OTP serial number</li>
                <li>Option Date</li>
                <li>Purchase Price</li>
                <li>Option Fee</li>
                <li>Option Exercise Fee</li>
                <li>&lsquo;Acceptance&rsquo; date</li>
            </ul>
            </td>
        </tr>
        <tr>
            <td><strong>You and your co-owners&rsquo; particulars</strong></td>
            <td>
            <p>You need to verify and provide the details of all the sellers in the application form and submit supporting documents (in either PDF or JPG format). The list of documents required will be provided in <a href="https://services2.hdb.gov.sg/web/bp28/TimeLine/my-flat-dashboard" target="_self">My Flat Dashboard</a> when you submit your resale application. Do note that the information provided should be the same to those given in your Intent to Sell.</p>
            <p>If you need time to prepare the necessary documents, you may save your application as a draft, and retrieve your application for submission once you have prepared the necessary documents. The draft application will be available for 2 weeks.</p>
            <p>It is your flat buyers&rsquo; and your responsibility to ensure that all the supporting documents are submitted together with the respective portions of the resale application. Incomplete documents may lead to your application being rejected, and you and the flat buyers will have to restart the application process and pay the application fees again.</p>
            <p>You may be required to submit the following documents (if applicable):</p>
            <ul>
                <li>Identity Card or Passport (for non-citizens)</li>
                <li>Duplicate Lease, if it has been issued</li>
                <li>Deed of Separation, Divorce Certificate, Decree Nisi/ Interim Judgment, Certificate Making Decree Absolute/ Certificate Making Interim Judgment Absolute</li>
                <li>Power of Attorney</li>
                <li>Lasting Power of Attorney</li>
                <li>A Letter of Consent from the Official Assignee, if applicable</li>
            </ul>
            <p>If one of the sellers is deceased or if you and your co-owner are divorced, read <a href="/managing-my-home/selling-a-flat/process-for-selling-a-flat/resale-flat-application/application-process?anchor=additional-information">additional information</a> for more details on the documents required.</p>
            </td>
        </tr>
        <tr>
            <td><strong>Declarations regarding your Sale</strong></td>
            <td>
            <p><strong>Undischarged bankrupt</strong></p>
            <p>If you are an undischarged bankrupt, prior consent from the Official Assignee (OA) may be required before selling your flat. Read more in <a href="/managing-my-home/selling-a-flat/process-for-selling-a-flat/resale-flat-application/application-process?anchor=bankruptcy">bankruptcy</a>.</p>
            </td>
        </tr>
        <tr>
            <td><strong>Engaging solicitors</strong></td>
            <td>
            <p>You must state in your resale application whether you are appointing HDB as your solicitors or engaging private solicitors to act for you in the conveyancing of the resale transaction.</p>
            <p>If you wish to appoint HDB to act for you in the sale, you can <a rel="noopener noreferrer" href="https://services2.hdb.gov.sg/webapp/BB14LFEESENQ/BB14PHomePage.jsp" target="_blank">obtain an estimate of the HDB legal fees payable</a>. Find out more about <a href="/managing-my-home/selling-a-flat/process-for-selling-a-flat/resale-flat-application/approval-of-application?anchor=payment-of-fees">payment of legal fees</a>.</p>
            <p>If you have an existing housing loan from the financial institution (FI), you must engage private solicitors to act for the redemption of the housing loan as well. You may wish to approach your FI to find out the list of solicitors under their panel, and check with the solicitors to get an estimate of the <a href="/managing-my-home/selling-a-flat/process-for-selling-a-flat/resale-flat-application/approval-of-application?anchor=payment-of-fees">legal fees payable</a>.</p>
            </td>
        </tr>
        <tr>
            <td><strong>Application for Enhanced Contra Facility</strong></td>
            <td>
            <p>The Enhanced Contra Facility allows you to sell your existing flat and use the sale proceeds (comprising CPF refund and cash) to purchase another resale HDB flat.</p>
            <p>If you intend to apply for the Enhanced Contra Facility, you need to state so in your application form. Read more about <a href="/buying-a-flat/resale-flats/process-for-buying-a-resale-flat/resale-flat-application/request-for-enhanced-contra-facility" target="_self">Enhanced Contra Facility</a>.</p>
            </td>
        </tr>
        <tr>
            <td><strong>Appointing a Power of Attorney</strong></td>
            <td>
            <p>If you are unable to sign the Option to Purchase or the legal documents personally when selling a resale flat, you must appoint a Power of Attorney. Read more about appointing a <a href="/managing-my-home/selling-a-flat/process-for-selling-a-flat/resale-flat-application/application-process?anchor=poa">Power of Attorney</a>.</p>
            </td>
        </tr>
        <tr>
            <td><strong>Application for Temporary Extension of Stay</strong></td>
            <td>
            <p>You must move out of the flat when the resale transaction is completed. If you have bought another completed property in Singapore and need more time to move out, you may arrange with your buyers to extend your stay in the flat, for up to 3 months from the completion of the resale transaction.</p>
            <p>Read more about <a href="/managing-my-home/selling-a-flat/process-for-selling-a-flat/resale-flat-application/request-for-temporary-extension-of-stay?anchor=sellers">temporary extension of stay</a>.</p>
            </td>
        </tr>
    </tbody>
</table>

Information required for resale application 

<table style="width: 100%;">
    <thead>
        <tr>
            <th style="width: 24%;" rowspan="2"></th>
            <th colspan="2">Flat Type</th>
        </tr>
        <tr>
            <th style="width: 37%;">1- and 2-room</th>
            <th style="width: 37%;">3-room and bigger</th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td>
            <p><strong>Resale Application Fee*</strong></p>
            <p><strong>(Payable by buyers and sellers)</strong></p>
            </td>
            <td>$40</td>
            <td>$80</td>
        </tr>
        <tr>
            <td><strong>Mode of Payment</strong></td>
            <td colspan="2">
            <p>For My Flat Dashboard:</p>
            <ul>
                <li>Credit card (Visa or MasterCard)</li>
                <li>NETS (using AXS)</li>
                <li>PayNow (for supported banks)
                </li>
            </ul>
            </td>
        </tr>
    </tbody>
</table>
<p class="Footnote">* Fees paid are non-refundable and include GST.</p>

Resale application fees

<p>Upon receiving a complete resale application and the full set of the supporting documents from you and the buyers, we will verify the eligibility of both parties, and review the supporting documents.</p>
<p>If the application is in order, we will notify both parties of HDB&rsquo;s acceptance within 28 working days, via SMS and emails. You may log in to <a href="https://services2.hdb.gov.sg/web/bp28/TimeLine/my-flat-dashboard">My Flat Dashboard</a>&nbsp;to view the status of your resale application.</p>
<p>The date of HDB&rsquo;s acceptance of the resale application marks the beginning of the 8 weeks processing time. The resale completion date stated in HDB's acceptance letter is the earliest possible date to complete the transaction. You and the flat sellers may mutually agree on a later date and submit the request via <a href="https://services2.hdb.gov.sg/webapp/BE15AWMyRequest/BE15PMain" target="_self">MyRequest@HDB</a>.</p>
<p>During these 8 weeks, you have to endorse documents which HDB has prepared for you through My Flat Dashboard&nbsp;and pay the necessary fees online. An approval for resale will be granted once the documents are endorsed and the payments made. We will notify you and the sellers of the resale completion appointment once it is scheduled.</p>
<p>Read more in <a href="/managing-my-home/selling-a-flat/process-for-selling-a-flat/resale-flat-application/approval-of-application">acceptance and approval</a>.</p>

After submission of resale application

<div>
    <p>Your application will be cancelled if:</p>
    <ul>
        <li>You or the buyers have decided to withdraw the application by giving notice in writing to us</li>
        <li>Your buyers do not have sufficient funds to complete the flat purchase</li>
        <li>The information given in the resale application is incorrect or either party has suppressed any information required (in addition to any other actions that HDB may take or penalties that HDB may impose) </li>
        <li>You or the buyers are not eligible to retain the application under HDB's prevailing policies</li>
        <li>The transaction is aborted for any reasons whatsoever</li>
    </ul>
    </div>

Cancellation of resale application

Destination Page

Landing Page

Intent Landing Page

App Route

<div>
<p>If the sole-owner or co-owner of the flat is deceased, you need to submit the following documents (if applicable):</p>
<ul>
    <li>Death certificate^ of deceased owner</li>
    <li>Grant of Letter of Administration/ Grant of Probate</li>
    <li>Last Will/ Inheritance Certificate of the deceased</li>
    <li>Order of Court to sanction the sale</li>
</ul>
<p>If the documents to be submitted are in languages other than English, Chinese, Malay or Tamil, an official translation in English of these documents is required. <span>The translation should be:</span></p>
<ul>
    <li>Notarised by a local Notary Public; or</li>
    A certified true copy by a local commissioner; or
    <li>Endorsed or processed by the high commission in Singapore or your country&rsquo;s embassy.</li>
</ul>
 
<p class="RTE_FootnoteLabel"><span>^ Either physical or digital copy of the death certificate</span></p>
</div>

Additional documents required if the flat owner is deceased

<div>
<p>If the owners of the flat are divorced or separated, you need to submit the following documents:</p>
<ul>
<li>Deed of separation or Interim Judgment (previously known as Decree Nisi) and Certificate of Making Interim Judgment Final (previously known as Decree Nisi Absolute)</li>
<li>Order of Court, if any</li>
<li>Any other documents of the divorce</li>
</ul>
<p>If the documents to be submitted are in languages other than English, Chinese, Malay or Tamil, an official translation in English of these documents is required. The translation should be:</p>
<ul>
<li>Notarised by a local Notary Public; or</li>
A certified true copy by a local commissioner; or
<li>Endorsed or processed by the high commission in Singapore or your country&rsquo;s embassy.</li>
</ul>
</div>

Additional documents required if the flat owners are divorced or separated


<p>A Power of Attorney (POA) is a legal document that allows a person ('donor') to appoint another person ('attorney') to act on his behalf and in his name on matters specified in the POA.</p>
<p>As a flat seller, you have to sign documents personally, such as:</p>
<ul>
    <li>Option to Purchase</li>
    <li>Application forms</li>
    <li>Declarations forms</li>
    <li>Legal documents</li>
</ul>
<p>If you are unable to attend to these matters personally, you have to approach a solicitor to prepare a POA to act on your behalf in the flat sale.</p>
<h2>What must you and your private solicitor do?</h2>
<table style="width: 100%;">
    <thead>
        <tr>
            <th style="width: 25%;">Steps</th>
            <th style="width: 75%;">Process</th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td><strong>Step 1: Preparing the POA</strong></td>
            <td>Engage a solicitor to prepare the POA.</td>
        </tr>
        <tr>
            <td><strong>Step 2: Signing the POA</strong></td>
            <td>
            <p>The POA has to be signed by you in the presence of your solicitor. If you are already overseas, you must sign the POA in the presence of one of the following parties:</p>
            <ul>
                <li>Notary Public*</li>
                <li>Diplomatic or consular official from a Singapore Overseas Mission. Please visit the <a rel="noopener noreferrer" href="https://www.mfa.gov.sg/Overseas-Missions/Find-A-Singapore-Overseas-Mission" target="_blank">Ministry of Foreign Affairs (MFA)&rsquo; website</a> to find the nearest Singapore Overseas Mission</li>
            </ul>
            <p class="RTE_FootnoteLabel">* If you are using CPF Ordinary Account (OA) savings to buy a flat, the POA must be witnessed and sealed/ stamped by an official from a Singapore Overseas Mission instead. You may visit the <a rel="noopener noreferrer" href="https://www.mfa.gov.sg/Overseas-Missions/Find-A-Singapore-Overseas-Mission" target="_blank">MFA's website</a> for more details on the nearest Singapore Overseas Mission.</p>
            </td>
        </tr>
        <tr>
            <td><strong>Step 3: Registering the POA</strong></td>
            <td>After your POA has been signed, your solicitor will register the POA with the High Court Registry.</td>
        </tr>
        <tr>
            <td><strong>Step 4: Submitting required documents to HDB</strong></td>
            <td>
            <p>Once the POA has been registered, you have to state this in the application form and submit the following documents to us:</p>
            <ul>
                <li>Certified true copy from the High Court + 2 photocopies</li>
                <li>2 certified true copies of the POA registered with the High Court by an Advocate and Solicitor</li>
                <li>A letter from the solicitor confirming that the standard format for POA provided by HDB has been used</li>
                <li>Certified true copy by an Advocate and Solicitor together with the computer printout with the High Court seal where POA has been registered through the Electronic Filing System</li>
            </ul>
            </td>
        </tr>
    </tbody>
</table>
<h5>Important points to note:</h5>
<ul>
    <li>If you are travelling overseas, you are advised to obtain the POA before leaving the country</li>
    <li>The POA cannot be used for the signing of the following documents, which you must sign personally:
    <ul>
        <li>Application form</li>
        <li>Statutory declarations (you must sign in the presence of a Commissioner of Oaths or Notary Public)</li>
        <li>Any undertakings</li>
    </ul>
    </li>
    <li>If you have submitted an original POA or a certified true copy of the POA from the High Court to us, it will be returned to your solicitor. This is after the Lease &amp; Mortgage document has been registered with the Singapore Land Authority</li>
    <li>However, certified true copies of the POA by your solicitors will be retained by HDB</li>
</ul>

Power of Attorney


<div>
<p>If you are undischarged bankrupt, prior consent must be obtained from the OA or private trustee before selling your flat, if none of the flat owners are Singapore Citizens (SCs).</p>
<p>You do not need to seek consent of the OA if one of the flat owners is a SC and the flat owners wish to sell the flat.</p>
</div>

Application Process for Sale of Flat

Next steps

Approval of Resale Flat Application for Sellers

Request for Temporary Extension of Stay

Resale Flat Completion for Sellers