Destination Page

Intent Landing Page

App Route

<h3>Scope of works</h3>
<p>The HIP comprises 3 components &ndash; Essential, Optional and Enhancement for Active Seniors (EASE) Improvements. If
your block votes in favour of the HIP, you will enjoy Essential Improvements that are important for public health
and safety. At the same time, you can opt for Optional and EASE improvements. The costs of the improvements are
subsidised for Singaporean households.</p>
<h4>Essential improvements</h4>
<p>These compulsory improvements are considered necessary for public health, safety, and for technical reasons. They
include:</p>
<ul>
    <li>Repair spalling concrete/ structural cracks</li>
    <li>Replace waste/ soil discharge stacks</li>
    <em>(The pipes will be changed if they are cast iron, mixture of cast iron and UPVC, or if they are UPVC and there
    are leaks and cracks.)</em>
    <li>Replace pipe sockets with new clothes drying rack</li>
    <li>Upgrade electrical load</li>
    <em>(This will be carried out after the completion of HIP works, if necessary.)</em>
</ul>
<h3>Optional improvements</h3>
<p>You may choose any of the improvements below and only pay for your share of the improvement works carried out in your
flat. The Optional Improvements are:</p>
<ul>
    <li>Package to upgrade existing toilet(s)/ bathroom(s)*</li>
    <li>New entrance door**</li>
    <li>New grille gate</li>
    <li>New refuse chute hopper, where applicable</li>
</ul>
<p class="RTE_FootnoteLabel">* Your toilets must pass a water test for leaks to prevent ceiling leaks in the flat below,
before you can opt out of the optional toilet upgrading.<br />
** HDB will first determine whether your flat requires a fire-rated or non-fire rated main door, based on
SCDF&rsquo;s Fire Code. You can opt for a fire-rated door if your flat requires one. A home fire alarm device (HFAD)
will also be installed as part of this fire safety work. If your flat does not require a fire-rated door, you can
opt for the non-fire-rated door offered under HIP.</p>
<p>Since 2020, we have refreshed the HIP package to include more contemporary and better-quality improvement items.
These new fittings and finishes apply to HIP projects polling after 30 March 2020:</p>
<table style="table-layout: fixed;">
    <colgroup>
    <col style="width: 50%;" />
    <col style="width: 50%;" />
    </colgroup>
    <thead>
        <tr>
            <th>Improvement Item</th>
            <th>Features</th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td style="width: 284px;">External retractable clothes drying rack, where technically feasible</td>
            <td style="width: 284px;">
            <p>7 horizontal stainless steel poles, which can be extended and retracted within the frame of the rack
            </p>
            <p><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/ERCDR_mockup_7P.jpg" /></p>
            <p>You may refer to the <a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/HDB_RetractableDryingRack-2025.pdf" target="_blank">instructions</a> here for the use of the external retractable clothes drying
            rack or <a rel="noopener noreferrer" href="https://www.youtube.com/watch?v=t00OlBQLD0E" target="_blank">watch</a> how it works, and how you can maintain it. </p>
            </td>
        </tr>
        <tr>
            <td style="width: 284px;">Toilet/ Bathroom upgrade</td>
            <td style="width: 284px;">
            <p>Larger wall/ floor tiles</p>
            <p>Better-quality sanitary fittings</p>
            <p><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Toilet-Upgrading.jpg" /></p>
            </td>
        </tr>
        <tr>
            <td style="width: 284px;">Entrance door and gate</td>
            <td style="width: 284px;">
            <p>Decorative timber door or laminated timber door, with enhanced resistance against scratches</p>
            <p><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Entrance-Door.jpg" /></p>
            <p>Wrought iron grille gate or mild steel entrance gate with interior thumb-turn knob</p>
            <p><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Gate.jpg" /></p>
            </td>
        </tr>
    </tbody>
</table>
<p>Find out in this <a rel="noopener noreferrer" href="https://www.youtube.com/watch?v=8rTu0qBYxg0" target="_blank">video</a> how the HIP helps improve the living conditions in HDB flats, and what to expect when
your precinct is undergoing HIP.</p>
<p>You can also see in this <a rel="noopener noreferrer" href="https://www.youtube.com/watch?v=X0Cmbz65ZEc" target="_blank">video</a> how the HIP helps deal with common maintenance problems related to ageing flats, such
as spalling concrete and ceiling leaks, in a systematic and comprehensive manner, and hear from residents who have
benefitted from this programme.</p>
<h3>Enhancement for Active Seniors (EASE) improvements</h3>
<p>To enhance the safety and comfort of seniors living in HDB flats, we have introduced EASE improvements as optional
improvements. From 1 April 2024, we have refreshed the EASE package to include more improvement items.</p>
<p>You may choose any of the following items based on your needs:</p>
<p>(A) For fall prevention/ additional support</p>
<table style="table-layout: fixed;">
    <colgroup>
    <col style="width: 50%;" />
    <col style="width: 50%;" />
    </colgroup>
    <tbody>
        <tr>
            <td style="width: 284px;">
            <p>&lt;New&gt; Grab bars (foldable U-profile)</p>
            <p>For units with site constraints where linear grab bars cannot be installed</p>
            </td>
            <td style="width: 284px; vertical-align: top;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Foldable-U-Profile-Grab-Bar.JPG" /></td>
        </tr>
        <tr>
            <td style="width: 284px;">&lt;New&gt; Lowering of toilet/ bathroom entrance kerb</td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Lowered-Kerb.jpg" /></td>
        </tr>
        <tr>
            <td style="width: 284px;">&lt;New&gt; Wall-mounted foldable shower seat</td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Shower-Seat-24-Dec-2024.jpg" /></td>
        </tr>
        <tr>
            <td style="width: 284px;">&lt;New&gt; Handrail at main entrance with step(s)</td>
            <td style="width: 284px;">
            <p><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Handrail-at-Main-Entrance.JPG" /></p>
            </td>
        </tr>
        <tr>
            <td style="width: 284px;">Grab bars (linear and fixed U-profile)</td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Grab-Bar.JPG" /></td>
        </tr>
        <tr>
            <td style="width: 284px;">Slip-resistant treatment to existing toilet/ bathroom flooring</td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Slip-Resistant-Treatment.JPG" /></td>
        </tr>
    </tbody>
</table>
<p>(B) For wheelchair users</p>
<table style="table-layout: fixed;">
    <colgroup>
    <col style="width: 50%;" />
    <col style="width: 50%;" />
    </colgroup>
    <tbody>
        <tr>
            <td style="width: 284px;">&lt;New&gt; Widening of toilet/ bathroom entrance</td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Widened-Toilet-Entrance-24-Dec-2024.jpg" /></td>
        </tr>
        <tr>
            <td style="width: 284px;">
            <p>Accessibility solutions (ramp for single-/ multi-step entrance, and wheelchair lifter)</p>
            <ul>
                <li>For flats with single-step entrance, up to 4 single-step ramps will be offered within the flat,
                and a single-step ramp will be offered as a default option at the main entrance</li>
                <li>For flats with multi-step entrance, the following types of ramps will be offered for selection -
                portable ramp; customised ramp for 2 to 3 steps; customised ramp for more than 3 steps; or
                wheelchair lifter</li>
            </ul>
            </td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Accessibility-Solutions.jpg" /></td>
        </tr>
    </tbody>
</table>
<p>(C) For safety and well-being</p>
<table style="table-layout: fixed;">
    <colgroup>
    <col style="width: 50%;" />
    <col style="width: 50%;" />
    </colgroup>
    <tbody>
        <tr>
            <td style="width: 284px;">&lt;New&gt; Bidet spray (next to pedestal pan)</td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Bidet-Spray.JPG" /></td>
        </tr>
        <tr>
            <td style="width: 284px;">
            <p>&lt;New&gt; Rocker switch (for existing small lighting switches within flat)</p>
            <ul>
                <li>Set of up to 12 switches</li>
            </ul>
            </td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Rocker-Switch.JPG" /></td>
        </tr>
        <tr>
            <td style="width: 284px;">
            <p>&lt;New&gt; Home Fire Alarm Device (HFAD) in living room</p>
            <ul>
                <li>1 piece</li>
            </ul>
            <p>[For EM flat, 2 HFADs will be offered to comply with Fire Code.]</p>
            </td>
            <td style="width: 284px;"><img alt="" style="max-width: 100%; height: auto; display: block;" src="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Home-Fire-Alarm-Device.JPG" /></td>
        </tr>
    </tbody>
</table>
<p><strong>EASE (Direct Application)</strong></p>
<p>You can still enjoy the benefits of EASE if you wish to have the improvements before the HIP, or if your blocks do
not qualify for the HIP, and the programme is offered to all HDB flats in all towns.</p>
<p>Find out more about <a href="/managing-my-home/upgrading-and-redevelopment/enhancement-for-active-seniors-ease" target="_self">EASE (Direct
Application).</a></p>

Scope of HIP works

<h3>Singapore Citizen households</h3>
<p>The Government fully funds the Essential Improvements and subsidises a major portion of the Optional Improvements.
These are the cost-sharing ratios and estimated amounts payable:</p>
<table>
    <thead>
        <tr>
            <th scope="col">Flat Type</th>
            <th scope="col">1/ 2/ 3-Room</th>
            <th scope="col">4-Room</th>
            <th scope="col">5-Room</th>
            <th scope="col">Executive</th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td>
            <p>Cost-sharing ratio</p>
            </td>
            <td>
            <p>5%</p>
            </td>
            <td>
            <p>7.5%</p>
            </td>
            <td>
            <p>10%</p>
            </td>
            <td>
            <p>12.5%</p>
            </td>
        </tr>
        <tr>
            <td>
            <p>Amount payable*<br />
            (Full optional improvement package with fire-rated main door
            &amp; home fire alarm device)</p>
            </td>
            <td>
            <p>$599.50</p>
            </td>
            <td>
            <p>$899.25</p>
            </td>
            <td>
            <p>$1,199.00</p>
            </td>
            <td>
            <p>$1,498.75</p>
            </td>
        </tr>
        <tr>
            <td>
            <p>Amount payable*<br />
            (Full optional improvement package with non-fire-rated main
            door)</p>
            </td>
            <td>$594.05</td>
            <td>$891.05</td>
            <td>$1,188.10</td>
            <td>$1,485.10</td>
        </tr>
    </tbody>
</table>
<p>* For HIP projects polling after 30 March 2020.All amount stated are estimates and inclusive of 9% GST. The final
amount will be determined only upon completion of the upgrading works.</p>
<p>Similarly, EASE is highly subsidised by the Government. The estimated cost to install all the EASE improvement items
and ramps is as follows:</p>
<table>
    <tbody>
        <tr>
            <td>
            <p><strong>Flat Type</strong></p>
            </td>
            <td>
            <p><strong>1/ 2/ 3-Room</strong></p>
            </td>
            <td>
            <p><strong>4-Room</strong></p>
            </td>
            <td>
            <p><strong>5-Room</strong></p>
            </td>
            <td>
            <p><strong>Executive</strong></p>
            </td>
            <td><strong> Executive</strong> <strong>Maisonette</strong></td>
        </tr>
        <tr>
            <td>Cost-sharing ratio</td>
            <td>5%</td>
            <td>7.5%</td>
            <td>10%</td>
            <td>12.5%</td>
            <td>12.5%</td>
        </tr>
        <tr>
            <td>Amount Payable*<br />
            (Full EASE package with single-step ramp)</td>
            <td>$286.65</td>
            <td>$430.00</td>
            <td>$573.30</td>
            <td>$716.65</td>
            <td>$731.65</td>
        </tr>
        <tr>
            <td>Amount Payable*<br />
            (Full EASE package with portable ramp)</td>
            <td>$310.65</td>
            <td>$465.95</td>
            <td>$621.30</td>
            <td>$776.60</td>
            <td>$791.60</td>
        </tr>
        <tr>
            <td>Amount Payable*<br />
            (Full EASE package with customised ramp for 2 to 3 steps, at the main
            entrance)</td>
            <td>$359.70</td>
            <td>$539.55</td>
            <td>$719.40</td>
            <td>$899.25</td>
            <td>$914.20</td>
        </tr>
        <tr>
            <td>Amount Payable*<br />
            (Full EASE package with customised ramp for more than 3 steps, at the
            main entrance)</td>
            <td>$490.50</td>
            <td>$735.75</td>
            <td>$981.00</td>
            <td>$1,226.25</td>
            <td>$1,241.20</td>
        </tr>
        <tr>
            <td>Amount Payable*<br />
            (Full EASE package with wheelchair lifter**)</td>
            <td>$572.25</td>
            <td>$858.35</td>
            <td>$1,144.50</td>
            <td>$1,430.60</td>
            <td>$1,445.60</td>
        </tr>
    </tbody>
</table>
<p>* Amount if all the items are opted for. All amounts stated are estimates and inclusive of 9% GST. The final amount
will be determined only upon completion of the upgrading works.</p>
<p>** Excludes a mandatory maintenance fee payable to the wheelchair lifter supplier annually for 2 years. Residents are
encouraged to continue with regular maintenance even after the mandatory period.</p>
<p>For elderly residents living in HDB rental flats, the improvement items will be fully funded by the Government.</p>
<p>Use our financial calculator to <a rel="noopener noreferrer" href="https://services2.hdb.gov.sg/webapp/DJ02AWFNCALV7/Main" target="_blank">calculate the cost of your HIP/ EASE improvement items</a> and the monthly instalments required.</p>
<h3>Singapore Permanent Resident households</h3>
<p>Singapore Permanent Resident households have to pay the full upgrading cost. For optional and EASE improvements, they
need not pay for items that they have opted out of.</p>

Cost and subsidy

<table style="width: 1111px; height: 45px;">
    <thead>
        <tr>
            <th scope="col">Batch</th>
            <th scope="col">Precinct</th>
            <th scope="col">Polling Dates</th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td>16</td>
            <td>Blks 58, 59A, 59B, 59C &amp; 60 Geylang Bahru</td>
            <td>17 to 18 January 2026</td>
        </tr>
        <tr>
            <td>16</td>
            <td>Blks 762 &ndash; 771 Choa Chu Kang North 5/ Street 54</td>
            <td>23 to 25 January 2026</td>
        </tr>
        <tr>
            <td>16</td>
            <td>Blks 500 &ndash; 521 Pasir Ris Street 52</td>
            <td>30 January to 1 February 2026</td>
        </tr>
        <tr>
            <td>16</td>
            <td>Blks 80, 80A, 80B, 81, 81A, 81B, 82, 82A, 82B, 84, 84A, 84B &amp; 86 Lorong 2/ 4 Toa Payoh</td>
            <td>30 January to 2 February 2026</td>
        </tr>
    </tbody>
</table>

Upcoming polling

<table style="width: 1111px;">
    <thead>
        <tr>
            <th scope="col">Batch</th>
            <th scope="col">Precinct</th>
            <th scope="col">Polling Dates</th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td>15</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Hougang-Ave-5.pdf" target="_blank">Blks 358 &ndash; 363 Hougang Avenue 5</a></span></td>
            <td>07 to 09 November 2025</td>
        </tr>
        <tr>
            <td>15</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/WOODLANDS-DR-4070--CIRCLE-PRECINCT.pdf" target="_blank">Blks 744 to 747 Woodlands Circle And Blocks 701 to 713 Woodlands Drive 40/ 70</a></span></td>
            <td>07 to 09 November 2025</td>
        </tr>
        <tr>
            <td>15</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/BUKIT-BATOK-EAST-AVE-3--STREET-24-PRECINCT.pdf" target="_blank">Blks 285 &ndash; 287, 290A &ndash; 290G &amp; 291A &ndash; 291E Bukit Batok East Avenue 3/ Street 24</a></span></td>
            <td>07 to 10 November 2025</td>
        </tr>
        <tr>
            <td>10</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/TIONG-BAHRU-RD-LIM-LIAK-ST-KIM-CHENG-ST-KIM-PONG-RD-MOH-GUAN-TERRACE--SENG-POH-RD-PRECINCT.pdf" target="_blank">Blks 17-29, 33-38 &amp; 41-50 Tiong Bahru Rd/ Lim Liak St/ Kim Cheng St/ Kim Pong Rd/ Moh Guan Terrace/ Seng Poh Rd</a></span></td>
            <td>14 to 16 November 2025</td>
        </tr>
        <tr>
            <td>15</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/JURONG-WEST-STREET-81-PRECINCT.pdf" target="_blank">Blks 810 - 832, 828A &amp; 830A Jurong West Street 81</a></span></td>
            <td>14 to 17 November 2025</td>
        </tr>
        <tr>
            <td>16</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/TAMPINES-AVE-9-STREET-434445-PRECINCT.pdf" target="_blank">Blks 472 to 490B Tampines Street 43-45/ Ave 9</a></span></td>
            <td>14 to 16 November 2025</td>
        </tr>
        <tr>
            <td>16</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/CHOA-CHU-KANG-AVENUE-4LOOP--CENTRAL-PRECINCT.pdf" target="_blank">Blks 305 to 308, 340 to 346 and 350 to 355 Choa Chu Kang Ave 4/ Loop/ Central</a></span></td>
            <td>14 to 17 November 2025</td>
        </tr>
        <tr>
            <td>16</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/GEYLANG-BAHRU-PRECINCT.pdf" target="_blank">Blks 58, 59A, 59B, 59C &amp; 60 Geylang Bahru</a></span></td>
            <td>17 to 18 January 2026</td>
        </tr>
        <tr>
            <td>16</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Choa-Chu-Kang-North-5_Street-54.pdf" target="_blank">Blks 762 &ndash; 771 Choa Chu Kang North 5/ Street 54</a></span></td>
            <td>23 to 25 January 2026</td>
        </tr>
        <tr>
            <td>16</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Pasir-Ris-Street-52-Precinct.pdf" target="_blank">Blks 500 &ndash; 521 Pasir Ris Street 52</a></span></td>
            <td>30 January to 1 February 2026</td>
        </tr>
        <tr>
            <td>16</td>
            <td><span><a href="/-/media/managing-my-home/upgrading-and-redevelopment/home-improvement-programme-hip/Lor-2_4-Toa-Payoh-Precinct.pdf" target="_blank">Blks 80, 80A, 80B, 81, 81A, 81B, 82, 82A, 82B, 84, 84A, 84B &amp; 86 Lorong 2/ 4 Toa Payoh</a></span></td>
            <td>30 January to 2 February 2026</td>
        </tr>
    </tbody>
</table>

Polling results

<p>For precincts that are still undergoing upgrading, billing is not expected to take place within the next 3 months (subject to change).</p>
<p>These precincts are scheduled for billing in the coming months:</p>
<table style="width: 708px; height: 366px;">
    <thead>
        <tr>
            <td> Precinct</td>
            <td>Branch in Charge</td>
            <td>Date of Billing</td>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td>Blk 401 - 419, 436, 438, 439 and 441 Fajar Road/ Saujana Road</td>
            <td>Choa Chu Kang</td>
            <td>20 January 2026</td>
        </tr>
        <tr>
            <td>Blk 222 - 237 Bishan Street 22/ 23</td>
            <td> Bishan</td>
            <td> 20 January 2026</td>
        </tr>
        <tr>
            <td>Blk 104 Whampoa Drive </td>
            <td> Toa Payoh</td>
            <td>20 February 2026</td>
        </tr>
        <tr>
            <td>Blk 25 - 27, 29A, 803 - 805 Chai Chee Road/ Avenue</td>
            <td>Bedok</td>
            <td>20 March 2026</td>
        </tr>
        <tr>
            <td>Blk 405 - 417 Pasir Ris Drive 6</td>
            <td>Pasir Ris</td>
            <td>20 March 2026</td>
        </tr>
        <tr>
            <td>Blk 711 - 731 Jurong West Avenue 5/ Street 71/ 72 </td>
            <td>Jurong West </td>
            <td> 20 May 2026</td>
        </tr>
        <tr>
            <td>Blk 109 - 115 Whampoa Road</td>
            <td>Toa Payoh</td>
            <td>20 May 2026</td>
        </tr>
    </tbody>
</table>
<p>Disclaimer:</p>
<p>You will only need to pay the upgrading cost after the upgrading works in the precinct are completed and if you are the flat owner at the date of billing. Billing will only occur after the upgrading costs for the precinct and the flat owners' share of the upgrading costs are finalised.</p>
<p>The images in the information provided herein are for illustrative purposes and the actual improvements (including the colour, type, design, dimensions and specifications of the actual improvements) installed may differ from the improvements shown in the images in the information provided herein.</p>
<p>Your use of and/or reliance on all or any part of the information relating to the Home Improvement Programme contained in the HDB InfoWEB (the &ldquo;Content&rdquo;) is subject to your full acceptance of the <a href="/terms-of-use">Terms of Use</a> of the HDB InfoWEB.</p>
<p>To seek clarification of the Content, please visit <a href="https://www.hdb.gov.sg">www.hdb.gov.sg</a> to obtain HDB&rsquo;s contact details.</p>

Home Improvement Programme (HIP)