<p>The Community Care Apartments are designed to support seniors to live independently, while preparing for their future care needs.</p>
<p>Each unit comes with pre-installed fittings and senior-friendly design features such as easy-to-slide partitions to separate living and bedroom spaces for privacy, built-in wardrobe and cabinets for storage, and wheelchair-accessible bathroom with slip-resistant flooring and grab bars.</p>
<p>Visit the physical Community Care Apartment showflat located at HDB Hub:&nbsp;</p>
<p>
Biz Four, 3rd storey 470 Lorong 6 Toa Payoh
</p>
Singapore 310470
<p>&nbsp;</p>
(Monday to Saturday: 8:30am to 5:00pm; Sunday and Public Holidays: Closed)

Design features


<h3>Basic Service Package (BSP)</h3>
<p>All residents must subscribe to the BSP, which comprises a suite of care and support components essential for supporting seniors to age-in-place. This includes assistance from a CCA staff with simple home fixes, arranging add-on care and support services, and 24-hour emergency response. Residents can also choose to add on optional care and support services based on their care needs, at a cost.</p>
<p>Vanguard Healthcare, a wholly-owned subsidiary of MOH Holdings, has been appointed by the Ministry of Health as the operator to deliver the BSP. Detailed components of the BSP can be found on <a rel="noopener noreferrer" href="https://www.vanguardhealthcare.com.sg/our-services/assisted-living/basic-service-package" target="_blank">Vanguard Healthcare's website</a>. <br />
&nbsp;</p>
<h3>Optional Services</h3>
<p>The optional services include Shared Caregiving Services for assistance with Activities of Daily Living (ADL), as well as fall monitoring, housekeeping, and meal services.</p>

Basic Service Package (BSP) and optional services

<p>From the October 2026 BTO exercise, seniors may take up a lease ranging from 15 to 45<sup>[1]</sup> years (in 5-year increments), as long as it covers the applicant and spouse (if any) until the age of 95.</p>
<p class="Footnote">[1] The leases available for CCAs that were offered in earlier sales exercises ranged from 15 to 35 years.</p>
<p>The total payment for Community Care Apartments comprises the flat price, and the cost of the Basic Service Package (BSP) if no optional services are selected:</p>
<table style="width:100%;">
    <thead>
        <tr>
            <th scope="col" style="width: 35%;"><strong>Component</strong></th>
            <th scope="col" style="width: 65%;"><strong>Mode of Payment</strong></th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td>
            <p><strong>Flat Price</strong></p>
            <p>The indicative flat prices will be available in the <a rel="noopener noreferrer" href="https://homes.hdb.gov.sg/home/landing" target="_self">HDB Flat Portal</a>, when Community Care Apartments are available for application at a sales exercise.</p>
            </td>
            <td>Paid fully upfront by cash and/ or CPF</td>
        </tr>
        <tr>
            <td>
            <p><strong>BSP</strong></p>
            <p>If a CCA applicant requires permanent assistance with at least one of the ADL, the household may be eligible for means-tested subsidies.</p>
            <p>You can refer to <a rel="noopener noreferrer" href="https://www.vanguardhealthcare.com.sg/our-services/assisted-living/basic-service-package" target="_blank">Vanguard Healthcare's website</a>&nbsp;for the indicative BSP fees and subsidy criteria.</p>
            </td>
            <td>Regular payment paid in cash. More details about the BSP fees and payment method can be found on <a rel="noopener noreferrer" href="https://www.vanguardhealthcare.com.sg/our-services/assisted-living/basic-service-package" target="_blank" style="background-color: inherit;">Vanguard Healthcare's website</a><span style="background-color: inherit;">.</span></td>
        </tr>
    </tbody>
</table>

Pricing


<p>Read through the various <a href="/buying-a-flat/flat-grant-and-loan-eligibility/seniors">eligibility conditions</a> to find out whether you can apply to purchase a Community Care Apartment.</p>

Eligibility conditions


<p>You will qualify for priority flat allocation if at least 1 applicant or core occupier in your household requires permanent assistance with his/ her Activities of Daily Living (ADL). </p>
<p>This means always requiring some assistance with any of the activities below:</p>
<ul>
    <li>Washing/ showering</li>
    <li>Going to the toilet</li>
    <li>Getting dressed</li>
    <li>Eating</li>
    <li>Walking/ moving around</li>
    <li>Transferring (e.g. moving from bed to a chair or wheelchair and vice versa)</li>
</ul>
<p>Some units will be set aside for seniors who require priority, and details will be provided at the sales exercise.</p>
<p>Seniors who need high medical and nursing care, or have been diagnosed with severe mental illness and/ or loss of mental capacity may not be suitable for the Community Care Apartments, as the available services are intended for residents with relatively lower care needs.</p>
<p>Please note that priority flat allocation for those with care needs is only applicable to new launches of Community Care Apartments in Build-To-Order (BTO) exercises. It is not available for Community Care Apartments offered in Sale of Balance Flats (SBF) exercises.</p>


<table>
    <tbody>
        <tr>
            <td style="width: 20%;"><strong>How to apply for priority</strong></td>
            <td style="width: 80%;">
            <ol>
                <li>Indicate your application for priority in the online application form</li>
                <li>Submit a disability assessment to Vanguard Healthcare at <a href="mailto:AL.Admin@vanguardhealthcare.com.sg">AL.Admin@vanguardhealthcare.com.sg</a> before the flat application period closes</li>
            </ol>
            <p>You are strongly encouraged to obtain a disability assessment prior to the sales exercise, so that there is no delay in your application. Your application for priority will not be considered if Vanguard Healthcare does not receive your disability assessment before the flat application period closes.</p>
            </td>
        </tr>
        <tr>
            <td><strong>How to obtain a disability assessment</strong></td>
            <td>
            <p>You may obtain the disability assessment by visiting a General Practitioner or arrange with your care provider to complete a <a rel="noopener noreferrer" href="https://www.aic.sg/financial-assistance/Documents/Application%20Forms/Functional%20Assessment%20Report.pdf" target="_blank">Functional Assessment Report (FAR)</a>. The cost of an assessment may vary. Please contact your preferred doctor for more information.</p>
            <p>You do not need to obtain the disability assessment if:</p>
            <ul>
                <li>You have submitted your disability status to the Agency for Integrated Care (AIC) prior to 31 August 2024 and there is no change to your disability status.</li>
                <li>You are a current recipient of any of the following AIC schemes as of 31 August 2024:</li>
            </ul>
            <ol style="margin-left: 40px; list-style-type: lower-roman;">
                <li>Home Caregiving Grant (HCG)</li>
                <li>Pioneer Generation Disability Assistance Scheme (PDGAS)</li>
                <li>ElderShield</li>
                <li>Interim Disability Assistance Programme for the Elderly (IDAPE) administered by AIC</li>
                <li>ElderFund</li>
                <li>Medisave-Care</li>
                <li>CareShield Life (CSHL)</li>
            </ol>
            </td>
        </tr>
    </tbody>
</table>

Priority for those with care needs

<p>To apply for joint balloting, you and your family member or friend must take the following steps:</p>
<br />
<ol>
    <li>Each household must have a valid HDB Flat Eligibility (HFE) letter</li>
    <li>Agree to pair up the flat applications</li>
    <li>One household to submit an online flat application first and obtain a registration number</li>
    <li>Then, the second household will indicate in their flat application that they are applying for joint balloting, and provide the registration number of the first household</li>
</ol>

Joint balloting for mutual care and support

<p>Details for the key stages of the application are as follows:</p>
<table style="width:100%;">
    <thead>
        <tr>
            <th scope="col" style="width: 23%;"><strong>Key Stages</strong></th>
            <th scope="col" style="width: 33%;"><strong>Estimated Timeline</strong></th>
            <th scope="col" style="width: 22%;"><strong>Payment Required</strong></th>
            <th scope="col" style="width: 22%;"><strong>Mode of Payment</strong></th>
        </tr>
    </thead>
    <tbody>
        <tr>
            <td><strong>Obtain a valid <a href="/buying-a-flat/flat-grant-and-loan-eligibility/application-for-an-hdb-flat-eligibility-hfe-letter">HDB Flat Eligibility (HFE) letter</a></strong></td>
            <td>About 1 month from receipt of HFE letter application and all the supporting documents (where applicable)</td>
            <td>N.A.</td>
            <td>N.A.</td>
        </tr>
        <tr>
            <td><strong><a href="/buying-a-flat/bto-sbf-and-open-booking-of-flats/process-for-buying-a-new-flat/application">Apply for a flat</a></strong></td>
            <td>
            <p>Within 8 days from announcement of sales exercise.</p>
            <p>To be notified of the sales exercises, please <a rel="noopener noreferrer" href="https://services2.hdb.gov.sg/webapp/BF08CESS/Index.jsp" target="_blank">subscribe to HDB eAlerts</a>.</p>
            </td>
            <td>$10</td>
            <td>
            <ul>
                <li>Credit card (Visa/ MasterCard)</li>
                <li>Mobile apps supporting QR code payments</li>
            </ul>
            </td>
        </tr>
        <tr>
            <td><strong>Receive ballot results</strong></td>
            <td>Up to 2 months from the close of the application period</td>
            <td>N.A.</td>
            <td>N.A.</td>
        </tr>
        <tr>
            <td><strong><a href="/buying-a-flat/bto-sbf-and-open-booking-of-flats/process-for-buying-a-new-flat/booking-of-flat">Book a flat</a> </strong>
            </td>
            <td>From 4 weeks after release of ballot results</td>
            <td>$500 (forms part of downpayment)</td>
            <td>Cash</td>
        </tr>
        <tr>
            <td><strong><a href="/buying-a-flat/bto-sbf-and-open-booking-of-flats/process-for-buying-a-new-flat/sign-agreement-for-lease">Sign Agreement for Lease</a></strong></td>
            <td>Within 9 months after booking a flat</td>
            <td>
            <ul>
                <li> Stamp duty</li>
                <li>Legal fees</li>
                <li>10% downpayment<sup>[1]</sup></li>
            </ul>
            </td>
            <td>
            <ul>
                <li>Cash</li>
                <li>CPF Ordinary Account savings</li>
            </ul>
            </td>
        </tr>
        <tr>
            <td rowspan="2"><strong>Sign BSP Agreement and <a href="/buying-a-flat/bto-sbf-and-open-booking-of-flats/process-for-buying-a-new-flat/key-collection">collect keys</a></strong></td>
            <td rowspan="2">Waiting time varies, depending on various factors such as design, number of units, etc.</td>
            <td>Payment for BSP</td>
            <td>
            <p>Cash </p>
            </td>
        </tr>
        <tr>
            <td>Balance of the flat purchase<sup>[2]</sup></td>
            <td>
            <ul>
                <li>Cash</li>
                <li>CPF Ordinary Account savings</li>
            </ul>
            </td>
        </tr>
    </tbody>
</table>
<p class="Footnote">[1] Buyers who are eligible for the <a href="/buying-a-flat/bto-sbf-and-open-booking-of-flats/process-for-buying-a-new-flat/sign-agreement-for-lease?anchor=dds">Deferred Downpayment Scheme (DDS)</a> will be allowed to defer the payment of downpayment until key collection.<br />
[2] Buyers who are eligible for the <a href="/buying-a-flat/bto-sbf-and-open-booking-of-flats/process-for-buying-a-new-flat/key-collection?anchor=temp-loan">Temporary Loan Scheme (TLS)</a> may apply for a temporary loan to pay for the flat purchase price, if they have an existing flat to be sold and the net proceeds can be used to redeem the flat purchase price subsequently.</p>
<p>Customers may make cash payment using the AXS mobile app or at AXS e-Stations, or by Cashier's Order payable to HDB.</p>

Buying process

<h4>Disposal of existing HDB flat or private residential property</h4>
<p>You or any person listed in the flat must dispose of any interest in any HDB flat and/ or private residential property within 6 months from key collection to your Community Care Apartment. This shall be based on the legal completion date of the disposal.</p>
<h4>Return of Community Care Apartments</h4>
<p>A Community Care Apartment cannot be sold on the open market. If you no longer wish to live in it or become ineligible to do so, the flat must be returned to HDB. We will then reimburse you the residual value of the balance lease based on straight-line depreciation<sup>[1]</sup>.</p>
<p class="Footnote">[1] For return of the flat after 12 months from key collection. If the return is within 12 months, the reimbursement is the lower of the pro-rated original purchase price (OPP) or 95% of the OPP.</p>
<h4>Renting out of Community Care Apartments</h4>
<p>You cannot rent out your bedroom or the whole flat.</p>
<h4>Minimum Occupation Period (MOP)</h4>
<p>As an owner or ex-owner of a Community Care Apartment, you may do the following after 5-years<sup>[2]</sup> from the date you purchased the Community Care Apartment. They include:</p>
<ul>
    <li>Apply for an <a href="/buying-a-flat/flat-grant-and-loan-eligibility/application-for-an-hdb-flat-eligibility-hfe-letter">HDB Flat Eligibility (HFE) letter</a></li>
    <li>Purchase an&nbsp;Executive Condominium (EC) unit from a developer</li>
</ul>
<h4>Interest in private property</h4>
<p>All owners and occupiers listed in a Community Care Apartment can only invest in private residential property (local or overseas) after 5-years<sup>[2]</sup>&nbsp;from purchase of the Community Care Apartment, but must continue living in the Community Care Apartment.</p>
<p>Read the <a href="/buying-a-flat/bto-sbf-and-open-booking-of-flats/conditions-after-buying-a-new-flat">conditions</a> that apply to flat owners and occupiers.</p>
<p class="Footnote">[2] 10 years if your Community Care Apartment is in a Plus or Prime project.</p>

Conditions after buying

<p><a rel="noopener noreferrer" href="https://www.hdb.gov.sg/write-to-us" target="_blank">Write to us</a> if you have any enquiries about Community Care Apartments.</p>