With the streamlined resale process, buyers and sellers are required to attend only 1 resale appointment at HDB. You will need to be present for the resale completion appointment if you have engaged HDB solicitor to act for you. If you have engaged your private solicitors to act for you, your solicitor representative will attend the resale completion appointment on your behalf.
After buyers and sellers have submitted their resale application, HDB will arrange for Technical Executives from the HDB Branch to inspect your flat.
The purpose of the inspection is to check if there are unauthorised renovation works in the flat that may damage HDB property and affect the structural stability of the flats/ building. The inspection is not to ascertain the value of the flat, the condition and safety of the renovation works, or compliance with any legislation in respect of any installation of fittings/ fixtures in the flat.
You will be informed of the inspection date in the letter of HDB’s acceptance of the resale application.
The resale completion date is tentatively scheduled as 8 weeks from the date of HDB’s acceptance of the resale application, and indicated in the letter of HDB’s acceptance of the resale application. We will notify you (via SMS) on the actual date and time of your resale completion appointment once the resale completion is scheduled. You can also check the completion date and time from the HDB Resale Portal.
Legal documents which require “wet ink” signature will be signed by the buyers and sellers at the completion appointment at HDB Hub. If you are unable to attend the resale completion appointment, you contact your Customer Relations Manager (CRM), who will advise you accordingly. Details of your CRM can be found on the HDB Resale Portal.
What you should do before the Resale Completion.
After we have received the resale application from the buyers and sellers, an inspection of the flat will be carried out by an officer from the HDB Branch. The purpose of the inspection is to check for unauthorised renovation works in the flat that may damage HDB property, and affect the structural stability of the flats or building.
If there are any unauthorised renovation works in the flat, please rectify them before the completion of the resale transaction.
Service and conservancy charges up to the day of resale completion
Property tax up to the end of the year
You have to vacate the flat before the Date of Completion so that buyers can take possession of the resale flat after the Completion Appointment.
After you have vacated the flat, invite the buyers to inspect the flat and ensure that the keys to the resale flat are available for handover to the buyers during the resale completion appointment.
What will happen during resale completion appointment.
The appointment is for us to witness:
The signing of the transfer document by the seller of the resale flat
The signing of the mortgage document/ agreement by you (if you are taking an HDB housing loan)
The handing over of the keys from the seller to you (or to your lawyer if you took a bank loan and engaged the bank's lawyer to act for the purchase) after:
The buyer confirms that the flat has been vacated and the conditions are acceptable (buyer should arrange for a final inspection of the flat with the seller before the date of completion)
The sellers have to pay the service and conservancy charges up to the day of resale completion. As for property tax, they are required to pay up to the end of the year.
You will receive your cheque for the net sale proceeds, if any
HDB will arrange to refund the CPF monies to your CPF account. CPF refund will take place within 7-14 working days from the date of the completion appointment.
If you have engaged a private solicitor to act for you, your solicitors will be responsible for effecting the refund of the CPF monies to your CPF account.
After the sale of the resale flat is legally completed, you have to move out of the flat. If you are unable to do so immediately, you can arrange with the flat buyers to extend your stay temporarily in the flat, for a period of up to 3 months after the legal completion.
If you would like to apply for the temporary extension of stay, you must seek your buyer’s agreement and indicate your request when you submit your resale application.
Find out more about the conditions to apply for the Temporary Extension of Stay .
Find out more about the streamlined resale process with the introduction of the new HDB Resale Portal.
It is important to understand the requirements of our resale procedures. The details are available in the following sections.