Resale Completion

Buyers and sellers will attend only 1 resale appointment at HDB#, i.e. resale completion. The resale completion is about 8 weeks from the date of HDB's acceptance of the resale application. We will notify you via SMS on the actual date and time of your resale completion once it is scheduled. You can also check the appointment details from the HDB Resale Portal.

#If you have engaged private solicitors, your solicitor representative will attend the resale completion appointment on your behalf.

If you are unable to attend the Resale Completion

If you are unable to attend the resale completion personally, e.g. you are overseas, you can prepare a Power of Attorney to appoint another person to act on your behalf and attend the resale completion. Certified true copies of the Power of Attorney have to be submitted to HDB before the appointment.

Change of Resale Completion date

The resale completion date indicated on the application acceptance email is the earliest possible date to complete the transaction. HDB is unable to accede to any request to bring forward the completion date.

If you would like to defer the completion, please submit a written confirmation signed by both the sellers and the buyers agreeing to the new date via MyRequest@HDB within a week from the date of HDB’s acceptance letter.

Flat inspection by HDB Branch

After buyers and sellers have submitted their resale application, HDB will arrange for Technical Executives from the HDB Branch to inspect your flat.

The purpose of the inspection is to check if there are unauthorised renovation works in the flat that may damage HDB property and affect the structural stability of the flats/ building. The inspection is not to ascertain the value of the flat, the condition and safety of the renovation works, or compliance with any legislation in respect of any installation of fittings/ fixtures in the flat.

You will be informed of the inspection date in the letter of HDB’s acceptance of the resale application.

Things to Do Before the Resale Completion

What you should do before the Resale Completion.

Rectify any unauthorised renovation work

After we have received the resale application from the buyers and sellers, an inspection of the flat will be carried out by an officer from the HDB Branch. The purpose of the inspection is to check for unauthorised renovation works in the flat that may damage HDB property, and affect the structural stability of the flats or building.

If there are any unauthorised renovation works in the flat, please rectify them before the completion of the resale transaction.


You must

  • Terminate any GIRO arrangements for all payments pertaining to the flat; and
  • Settle any outstanding payments as advised by us:
    • Service and conservancy charges up to the day of resale completion

    • Property tax up to the end of the year

Deliver vacant possession of the flat upon resale completion

You have to vacate the flat before the Date of Completion so that buyers can take possession of the resale flat after the Completion Appointment.

After you have vacated the flat, invite the buyers to inspect the flat and ensure that the keys to the resale flat are available for handover to the buyers during the resale completion appointment.


During the Resale Completion

What will happen during resale completion appointment.

The appointment is for us to witness:

  • The signing of the transfer document by the seller of the resale flat

  • The signing of the mortgage document/ agreement by you (if you are taking an HDB housing loan)

  • The handing over of the keys from the seller to you (or to your lawyer if you took a bank loan and engaged the bank's lawyer to act for the purchase) after:

    • The buyer confirms that the flat has been vacated and the conditions are acceptable (buyer should arrange for a final inspection of the flat with the seller before the date of completion)

    • The sellers have to pay the service and conservancy charges up to the day of resale completion. As for property tax, they are required to pay up to the end of the year.

Sellers’ sale proceeds

  • You will receive your cheque for the net sale proceeds, if any

  • HDB will arrange to refund the CPF monies to your CPF account. CPF refund will take place within 7-14 working days from the date of the completion appointment.

  • If you have engaged a private solicitor to act for you, your solicitors will be responsible for effecting the refund of the CPF monies to your CPF account.

Temporary Extension of Stay for sellers

After the sale of the resale flat is legally completed, you have to move out of the flat.  If you are unable to do so immediately, you can arrange with the flat buyers to extend your stay temporarily in the flat, for a period of up to 3 months after the legal completion.

If you would like to apply for the temporary extension of stay, you must seek your buyer’s agreement and indicate your request when you submit your resale application.

Find out more about the conditions to apply for the Temporary Extension of Stay .