Register Intent To Buy

From 1 January 2018, resale flat buyers and sellers will need to login to the HDB Resale Portal using their SingPass, to start their buying or selling journey.

The portal will guide you through the following steps:-

  1. Register Intent to Buy

  2. Search for Suitable Flat and Get Option to Purchase (OTP)

  3. Choose Mode of Financing

  4. Submit Request for Value to HDB

  5. Submit Resale Application

  6. Acknowledge Resale Documents

  7. Pay Fees (Online Payment)

  8. Approval of Resale

  9. Completion of Resale

Purpose of registering an Intent to Buy

The Intent to Buy replaces the Resale Checklist, which was used prior to 1 January 2018. Like the Resale Checklist, registering your Intent to Buy lets HDB assess your eligibility to purchase an HDB resale flat. There is no fee involved for registering, and you will receive an instant assessment on your eligibility to buy an HDB resale flat, the housing grants you are eligible for, and your eligibility for an HDB housing loan.

Who needs to register an Intent to Buy

 

Register an Intent to Buy?

Who needs to register an Intent to Buy?

You have a valid Resale Checklist when exercising the OTP

*Resale Checklist is valid for 6 months from date of checklist submission

 

No

N/A

You do not have a valid Resale Checklist before exercising the OTP

 

 

Yes

Buyers only

  • If there are more than 1 buyer of the flat, only 1 of you will need to register the Intent to Buy
  • Salespersons are not allowed to register the Intent to Buy on their Buyer’s behalf, but they can guide their clients through the entire process

Important Note:

  • Your Intent to Buy is valid for 12 months. You will need to reapply an Intent to Buy if you do not submit your resale application within 12 months.

  • The results generated from the Intent to Buy is based on information you have provided. It is only an indication of your eligibility, and does not constitute an approval by HDB to apply for a resale flat or to take up an HDB housing loan or housing grant.

  • You need to ensure that you provide the correct details when registering your intent. We will reject your resale application if the details submitted are different from that indicated in your Intent to Buy.

What happens after registering an Intent to Buy?

After registering your Intent to Buy, you will be guided to apply for an HDB Loan Eligibility (HLE) letter, if you are eligible for and intend to get a housing loan from HDB. You must have a valid HDB Loan Eligibility letter when the sellers grant you the OTP.

If you do not require a housing loan from HDB or intend to get a housing loan from a financial institution (FI), you may proceed to look for a suitable flat within your budget and obtain an OTP from the sellers. If you intend to get a housing loan from an FI, you must have a valid Letter of Offer (LO) before you exercise the OTP.

Learn more about the OTP.