Buying a home is a long-term commitment, so it is crucial that you do not overstrain yourself financially. Doing thorough research before committing to a flat purchase will help you work out your finances well.

You should:

  • Assess your cash and CPF savings to determine your budget
  • Plan your cash management for payments, fees, and other costs
  • Learn how you can use CPF savings and/ or grants
  • Learn about the housing loans for flats that are offered by HDB and banks