CPF Housing Grant for Resale Flats (Singles)

If you are a first-timer Singapore Citizen (SC) and buying a resale flat on your own or with your non-resident spouse, you may be eligible for a Singles Grant of $25,000 for the purchase of a 2- to 4- room resale flat or $20,000 for a 5-room resale flat.

If you are buying with other first-timer single(s), up to 2 singles may each be eligible for a Singles Grant of $25,000 for the purchase of a 2- to 4-room resale flat (i.e. a total of $50,000) or $20,000 for a 5-room or bigger resale flat (i.e. a total of $40,000).

You may also apply for the following housing grants to help with your flat purchase, if you meet the eligibility conditions:

Complete the questionnaire for a preliminary assessment of your eligibility for the purchase a resale flat, housing grant(s) and an HDB housing loan.

From 1 April 2023, eligible first-timer singles may receive a CPF Housing Grant of up to $40,000. With this increase, those who buy a resale flat can receive up to $95,000 in housing grants. For eligible buyers who have yet to complete their resale transaction by 14 Feb 2023, 3.30pm, or submit their resale applications on and from 14 Feb, 3:30pm to 31 Mar 2023, HDB will disburse the additional grant quantum to them without any disruption to their resale completion. Read more in the press release.

Eligibility conditions

Criteria Singles Grant
Assistance for
  • First-timer applicants aged 35 or above who are buying a resale flat
    • On their own or with other first-timer single citizens
    • With their parents
  • First-timer applicants aged 21 or above who are buying a flat with their non-resident spouse

Refer to the following for more information on the eligibility conditions for buying a flat:

Note:

If you have taken a Singles Grant and are now married to an SC or Singapore permanent resident (SPR) or have a child who is an SC or SPR, you may apply for a Top-Up Grant.

* If you and your parents are first-timer applicants, the household may apply for only one of the following grants:
Citizenship You are an SC
Household status You must be a first-timer applicant to receive a housing grant. First-timer applicants must not have taken a housing subsidy before.
Monthly household income ceiling

Your average gross monthly household income must not exceed:

  • $7,000 if purchasing a flat on your own
  • $14,000 if purchasing a flat with your family or other singles
Ownership/ interest in property in Singapore or overseas other than HDB flat

All applicants and occupiers listed in the flat application:

  • Must not own or have an interest in any local or overseas private property;
  • Must not have disposed of any private property in the last 30 months before the flat application to buy a flat from HDB or resale PLH flat on the open market; and
  • Must not be buying an HDB flat that has been announced for SERS.

Private properties include but are not limited to houses, buildings, land, Executive Condominium (EC) units and privatised HUDC flats. You have acquired an interest in a property through purchase or when it is:

  • Acquired by gift;
  • Inherited as a beneficiary under a will or from the Intestate Succession Act; or
  • Owned, acquired, or disposed of through nominees.
Flat type

For singles: Up to 5-room

For families or 2 or more singles: All flat types (excluding 3Gen flats)
Remaining lease of flat
  • More than 20 years
  • You can get the details of a flat lease with our HDB Map Services