Step-Up CPF Housing Grant (Families)

If you and your family are second-timer applicants, you may apply for the Step-Up CPF Housing Grant of $15,000 to help with your new or resale flat purchase.

If you are buying a resale flat, you may also apply for a Proximity Housing Grant.

Complete the questionnaire for a preliminary assessment of your eligibility for the purchase a new or resale flat, housing grant(s) and an HDB housing loan.

Eligibility conditions

Criteria Details
Assistance for

Married couples or families who have taken one housing subsidy and meet the following conditions:

Current Flat Type Next Flat Purchase (in a Non-Mature Estate)

2-room flat in a non-mature estate that is:

  • Bought from HDB after October 1995


  • Bought on the open market with a CPF housing grant
3-room flat from HDB or on the open market
Public rental flat

The following flat types from HDB or on the open market:

  • 2-room flat (open market only)
  • 2-room Flexi flat
  • 3-room flat

Refer to married couples and/ or parent(s) with child(ren) for more information on the eligibility conditions to buy a flat.

Employment You and/ or your spouse must have worked continuously for 12 months prior to the flat application and still be working at the time you submit the flat application.
Monthly household income ceiling $7,000
Remaining lease of next flat More than 20 years
Ownership/ interest in property in Singapore or overseas other than HDB flat

All applicants and occupiers listed in the flat application:

  • Must not own or have an interest in any local or overseas private property; and
  • Must not have disposed of any private property in the last 30 months before the flat application to buy a flat from HDB or resale PLH flat on the open market.

Private properties include but are not limited to houses, buildings, land, Executive Condominium (EC) units and privatised HUDC flats. You have acquired an interest in a property through purchase or when it is:

  • Acquired by gift;
  • Inherited as a beneficiary under a will or from the Intestate Succession Act; or
  • Owned, acquired, or disposed of through nominees.