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As a safety net, we have Financial Assistance Measures (FAM) in place for flat owners who face difficulties paying the monthly instalments of their HDB housing loan.
If you find yourself in financial hardship, these options may be available to you:
For more information, please approach any HDB Branch, or call the toll-free Branch Service Line at 1800-225-5432.
During the assistance period, monthly interest will continue to accrue on the outstanding loan balance. It is therefore best to revert to the normal instalments as soon as your financial position improves.
The FAMs are temporary measures to help you tide over short-term periods of financial hardship. If the measures do not improve the situation, we recommend considering other long-term options like:
To apply, please visit the HDB Branch managing your flat with the following documents:
Assistance is granted based on the merits of each case.
There is no administrative fee payable for application for FAMs.
Flat owners who have taken a housing loan from a Financial Institution (FI) and are facing difficulties in repaying their loan instalments are advised to consider the following options: