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Resale part-share refers to a change of flat ownership by way of a partial sale/ purchase between family members at a mutually agreed price. Monetary consideration is involved for such change in ownership.
Resale part-share is not allowed between a married couple.
One or more flat owners can sell his/ her share of the flat ownership to other family members, subject to the buyers meeting HDB’s eligibility schemes and criteria.
In the case of a divorce, you can choose to buy your ex-spouse's share of the flat by way of a resale part-share if he/ she meets the eligibility criteria and the divorce is finalised after meeting the minimum occupation period (MOP) of the flat.
Sellers and buyers have to meet these eligibility criteria to qualify for resale part-share.
Buyers (remaining owners) can buy over their ex-spouses’ share of the matrimonial flat by way of resale part-share subject to the following conditions:
The application procedure for a resale part-share is similar to that of a normal resale transaction.
Buyers who need a housing loan must obtain a valid HDB Loan Eligibility (HLE) or a Letter of Loan Offer (LO) from the bank. The HLE letter or LO must be obtained before committing to the part-share purchase. More on financing the flat purchase.
After a resale part-share has been completed, there are conditions that apply to flat owners and occupiers.
All owners and occupiers listed in the flat application must occupy the flat for a minimum period of 5 years before you may:
* Note: There are eligibility conditions that you and your tenants have to meet. SPR households, i.e. all owners of a flat are SPRs, are not eligible to rent out whole flat or invest in private property.
The MOP starts from the day your flat purchase is legally completed.
If you wish to change ownership of your flat without a sale (i.e. without monetary consideration), find out more about the types of ownership changes and the eligibility conditions.