You can estimate the total budget for your flat purchase by adding up the following:
Be sure to also set aside for the related costs when buying a new flat or resale flat .
When buying a flat, you may need to pay part/ all of the following using cash:
You can use your available CPF OA savings to pay the downpayment or initial payment. If your CPF savings are not sufficient, you have to pay the balance amount in cash.
If you intend to take an HDB housing loan, you can use the following e-Services to work out a financial plan for your flat purchase.