Use our calculator to work out your budget before looking for a suitable flat. It will provide you with an estimated housing budget by adding up the following:
Be sure to also set aside money for related costs when buying a flat, as you may need to pay part or all of the following using cash:
You can use your available CPF Ordinary Account savings to pay the downpayment or initial payment. If your CPF savings are not sufficient, you will have to pay the balance amount in cash.
To obtain a customised financial plan for your intended new or resale flat purchase, do make use of our payment plan calculator. It will guide you on the payments required at the various milestones of your flat buying journey and check if your budget would be sufficient.
If you are buying a replacement flat under the Selective En bloc redevelopment Scheme (SERS), you may use the SERS financial plan calculator.