HDB Loan Eligibility Application

Complete the questionnaire for a preliminary assessment of your eligibility, and check out the infographic for our credit assessment criteria.

If you are eligible for an HDB housing loan and fulfil the credit assessment criteria, you can apply for an HDB Loan Eligibility (HLE) letter and upload the supporting documents online.

What to prepare before applying for an HLE letter?	All applicants and their spouse(s) need to have a valid Singpass. Please apply for one at www.singpass.gov.sg A set of these income and supporting documents
Where to apply?	Apply for an HLE letter and upload your documents at www.hdb.gov.sg/hleapply Retrieve your draft HLE application if you have saved one in the last 30 days
How to submit documents?	Attach your documents in either PDF or JPG format, and limit each file to below 5MB
What happens after applying?	We will process the application within 14 days of receiving the full set of documents You may log in to My HDBPage to view the application status under My Flat > Application Status > HLE

You may also finance your flat purchase with a housing loan from a financial institution (FI). View and compare the housing loan packages offered by participating FIs. If you wish to apply for a housing loan from the FIs, do approach the FIs directly to check your housing loan eligibility.

Housing & Development Board

HDB Loan Eligibility Application

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