HDB Loan Eligibility Application

Complete the questionnaire for a preliminary assessment of your eligibility, and check out the infographic for our credit assessment criteria.

If you are eligible for an HDB housing loan and fulfil the credit assessment criteria, you can apply for an HDB Loan Eligibility (HLE) letter and upload the supporting documents online.

What to prepare before applying for an HLE letter?	All applicants and their spouse(s) need to have a valid SingPass. Please apply for one at www.SingPass.gov.sg or at any designated SingPass counters A set of these income and supporting documents
Where to apply?	Apply for an HLE letter and upload your documents at www.hdb.gov.sg/hleapply Retrieve your draft HLE application if you have saved one in the last 30 days
How to submit documents?	Scan your documents in either PDF or JPG format, and limit each file to below 5MB If you require assistance, you can bring the documents to the e-Service kiosks available at your nearest HDB Branch, or e-Lobby at the HDB Hub
What happens after applying?	We will process the application within 14 days of receiving the full set of documents You may log in to My HDBPage to view the application status under My Flat > Application Status > HLE

Housing Loan from HDB

We offer housing loans at a concessionary interest rate. To find out if you can get a housing loan from HDB, you will need to apply for an HDB Loan Eligibility letter.
Step-By-Step Guide to Financial Planning

There are many important financial considerations to think about before purchasing a flat. These are summed up for you here.

Housing & Development Board

HDB Loan Eligibility Application

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Housing Loan from HDB

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