If you or the buyer have not submitted the application for the sale of the existing HDB flat, please indicate in the Resale Application form that the buyer is opting for ECF. The resale application and ECF opt-in can be made via either of these methods:
Please note the terms and conditions for the ECF which include important information about application conditions, usage of cash proceeds and CPF funds, approval conditions, and cancellation of the ECF. These terms and conditions are in addition to HDB's Terms and Conditions of Resale/ Purchase of an HDB resale flat.
Note: Where CPF monies are used in the purchase of Flat B, the withdrawal of such CPF monies is subject to CPF Board’s rules and regulations.
HDB reserves the right to withhold consent, revoke approval, vary, or cancel the ECF at any time, if any of these occur:
If HDB revokes, varies, or cancels the ECF, or if the resale of Flat A is delayed or aborted for any reason whatsoever:
Find out more about the streamlined resale process with the HDB Resale Portal.
We have different eligibility schemes under which you can buy an HDB resale flat.
Here are some resources to help you plan your finances before your flat purchase.