After Submitting a Resale Application

After HDB receives the complete resale application from the flat sellers and buyers, we will prepare the necessary documents for buyers’ and sellers’ endorsements. You are required to endorse the documents through the HDB Resale Portal and pay the necessary fees online. An in-principle approval for the resale application will be granted once the documents are endorsed and necessary fees paid. An appointment will then be scheduled for buyers and sellers to attend to complete the resale transaction.

Read on for more details about the procedure.

Acknowledge and Endorse Resale Documents

After you have submitted your resale application, we will compute your financial plan, and prepare the documents for the withdrawal of your CPF monies and online health declaration for coverage under the Home Protection Insurance Scheme. We will also prepare the forms and undertakings for the buyers and sellers to endorse. 

Once these documents are ready, they will be posted on the HDB Resale Portal. We will notify buyers and sellers via SMS to endorse these documents within 6 days. A reminder SMS will be sent if the documents are not endorsed, and the deadline for endorsement will be extended by 2 days. If buyers or sellers fail to endorse the documents within the extended deadline, we may cancel the resale application.

Important note:

  • The resale documents must be endorsed individually by all the buyers.

  • You are required to read through the documents before endorsing them. You can check the status of the whole endorsement process via the HDB Resale Portal.

  • The documents are provided in pdf format. You can save a copy for reference.

  • If you have questions on the draft financial plan or the resale documents, you can contact the Customer Relations Manager (CRM) in charge of your application for clarifications. The CRM’s details are provided on the HDB Resale Portal.

Documents for endorsement includes:

  • Buyer’s financial plan

    • HDB will prepare a proposed financial plan based on what you have indicated in your resale application

    • If you wish to make changes to the draft financial plan, you can revise your financial plan on the HDB Resale Portal, and endorse the revised financial plan.

  • CPF Withdrawal
    • HDB will prepare for the withdrawal of your CPF monies based on your agreed financial plan. With your endorsement on the HDB Resale Portal, the CPF Board will release your CPF monies to pay for your flat purchase.

    • Please ensure that you and your co-buyer(s) have sufficient CPF funds in your respective CPF Ordinary Accounts for the payment.You may have to top-up the difference in cash if there are insufficient funds in the CPF accounts at the point of the deduction.

  • Health Declaration Forms for Home Protection Scheme

    • You are required to fill up the Health Declaration Forms (HPS) to declare your share of coverage and health status, to apply for the CPF Board’s Home Protection Insurance Scheme.
  • Resale documents for acknowledgement

Pay Resale Fees

After endorsing the resale documents, you will be directed by the HDB Resale Portal to make payments for the legal fees (conveyancing, title search and caveat fees) online.

You can make payment online by using your credit card (Visa/ Mastercard) or by scanning the QR code using any of the supporting mobile payment apps within the notice period given by HDB.

Payment Modes for Legal Fees


Credit Card ( Visa/ Mastercard)

  • Resale Portal
  • ‘Step 4’ for Seller / ‘Step 7’ for Buyer

Mobile payment apps such as NETSPay, DBS PayLah!, POSBANK / DBS Digibank, UOB Mighty, and OCBC Pay Anyone

  • Scan the QR code provided
  • Resale Portal
  • ‘Step 4’ for Seller / ‘Step 7’ for Buyer

The stamp duty and conveyancing fees are payable by CPF savings. If you wish to use cash instead of your CPF savings, you can contact us using our e-Feedback form with your request after the resale application is accepted.

Wait for Approval

We will grant an approval for the resale, typically within 2 weeks after the sellers and buyers have endorsed on the documents prepared by the HDB. Buyers and sellers are advised to respond promptly to prevent any delay or cancellation of the resale application.

Once the resale application is approved, we will notify flat sellers and buyers via SMS and emails. The approval letter will also be posted on the HDB Resale Portal.

Completion of Resale

Following the resale approval, we will prepare for the completion of the transaction. 

Buyers and sellers are required to attend the resale completion appointment if they have engaged HDB’s solicitors to act for them in the conveyancing of the resale transaction.

Once the completion appointment is scheduled, we will notify flat buyers and sellers via SMS. The completion letters will also be posted on the HDB Resale Portal.

Find out more information about the Resale Completion appointment .