After exercising the Option to Purchase (OTP), you and the sellers must submit your respective portions of the resale application via the HDB Resale Portal, together with the necessary documents. Salespersons can use the Estate Agent Toolkit or e-Resale to submit resale applications on behalf of their clients.
Upon receipt of the resale application and supporting documents, HDB will verify the information provided by the seller and yourself. You and the seller should make sure that both of you meet all the eligibility conditions and resale requirements when submitting your resale application. If the application is in order, we will notify you and the sellers of our acceptance of the application via SMS/ email. On average, it will take about 8 weeks from the date of our acceptance of the resale application, to process the application.
You and the seller (or the salesperson) can proceed to submit the resale application after you have exercised the Option to Purchase (OTP). There are 2 important time-specific requirements to observe when submitting your resale application:
(i) Submission by the second party within 7 calendar days
Either you or the seller can submit the respective portion of the resale application first. After the first portion is submitted, the second party must submit their portion within 7 calendar days. If this is not done, the application will lapse and both parties will have to restart the process.
(ii) Submission of application to HDB (according to Clause 12 of the OTP)
Under Clause 12 of the OTP, you and the seller will agree on the timeframe to submit your resale application to us.
This is a contractual agreement between you and the seller. The timeframe can be extended with mutual consent.
When you are submitting your resale application, you will need to provide the following information:
Address of the flat you are buying
Option to Purchase details (E.g. OTP Serial No., Option Grant/ Exercise Date, Purchase price, Option Fee/ Option Exercise Fee)
Buyers’ and Occupiers’ particulars
Manner of Holding of HDB flat
Indicate whether you are applying for any CPF Housing Grants/ Proximity Housing Grant
Indicate whether you are taking any housing loan from HDB/ Financial Institution (FI)
Declarations regarding your purchase
Find out more about these requirements here .
Buyers and sellers must submit their respective portions of the resale application to HDB via the HDB Resale Portal. You will each pay an administrative fee (inclusive of GST) of $40 or $80, depending on the flat type.
Resale Application Administrative Fee*
(Payable by buyer and seller)
1- and 2-room
3-room and bigger
If you are using the HDB Resale Portal, payments can be made via credit card (Visa/MasterCard) or by scanning the QR code using any of the supporting mobile payment apps such as NETSPay, DBS PayLah!, POSBANK/DBS Digibank, UOB Mighty and OCBC Pay Anyone. If you are using the Estate Agent Toolkit, payments can be made via GIRO.
After you have submitted your resale application, please inform your sellers to submit their portion within 7 days. Otherwise the application will be cancelled, and no refund will be given.
Upon receipt of a complete resale application from the flat sellers and buyers, we will verify the eligibility of flat sellers and buyers, and review the supporting documents submitted. If the application is in order, HDB will notify the flat sellers and buyers of its acceptance of the application via SMS and emails, within 10 working days, and post the application progress update in the HDB Resale Portal. The date of HDB’s acceptance of the resale application marks the beginning of the 8 weeks processing time of the transaction.
During these 8 weeks, you will need to endorse documents which HDB have prepared for you through the HDB Resale Portal and pay the necessary fees online. An in-principle approval for resale will be granted once the documents are endorsed. Following which, an appointment will be arranged for buyers and sellers to attend to complete the resale transaction.
Find out more about these steps here.
The HDB Resale Portal provides a step-by-step guide on your buying journey. You can login to the HDB Resale Portal to view your progress and status of your resale application.
Take note of the factors that may cause your resale application to be cancelled.
Your application will be cancelled if any of the following occurs:
The resale is abortive for any reason whatsoever
You and the seller withdraw your application by giving notice in writing to us
You do not have sufficient CPF savings or cash to finance the purchase of the resale flat
The information given in the resale application by the buyer/ the seller is incorrect or the buyer/ the seller has suppressed any information required
The buyer/ seller is not eligible to retain his application under HDB's policies
Find out more about the streamlined resale process with the HDB Resale Portal.
We have different eligibility schemes under which you can buy an HDB resale flat.
Here are some resources to help you plan your finances before your flat purchase.