The MOP starts from the day your flat purchase is completed.
Waiver of MOP (only for Top-Up Grant)
If you and your spouse each own a flat and wish to dispose of both flats to get an HDB resale flat using the Top-Up Grant, the MOP may be waived for 1 flat to allow you to sell it in the open market. The other flat can be transferred to eligible family members or persons.
Disposal of existing ownership/ interest in property in Singapore or overseas other than HDB flats
You, your spouse, co-applicants, and any occupiers listed in the resale application must dispose of any interest or ownership in any private residential property within 6 months of buying a resale flat
When you get a Proximity Housing Grant for buying a flat with or near to your parents’/ married child’s home, your parents/ married child must remain residing within 4 km of your flat throughout the MOP.
The parents/ married child must endorse an undertaking in the HDB Resale Portal.
SC/ SPR households that received a lower CPF Housing Grant can apply for the Citizen Top-Up of $10,000 when the SPR family member takes up Singapore Citizenship, or when they have an SC child. You must apply for the Citizen Top-Up within 6 months of being eligible for it.