These are the eligibility conditions to buy a new Executive Condominium (EC) from a developer. Before you submit an application, learn what conditions apply after you buy an EC, and find out if you must pay a resale levy.
You and any other applicants and essential occupiers need to meet several eligibility conditions.
You will need to qualify for the EC under one of these eligibility schemes:
Your household income must not exceed ^$16,000 income ceiling.
You can apply for a new EC under one of these eligibility schemes: Public Scheme, Fiancé/Fiancée Scheme, Orphans Scheme, and Joint Singles Scheme.
You form a family nucleus with any of the following:
#If the care and control of your children under the age of 21 is shared with your ex-spouse, you must obtain his/her written agreement before you can list your children in a flat application.
If you face difficulties in obtaining the agreement or have a question for us, please send us an email at email@example.com.
Applications under this scheme are only valid if there are no changes to the people listed in the application. This means that in the case of a break-up, you are not allowed to subsequently include the name(s) of a new fiancé/fiancée or your parents in the application, even if your ex-fiance/fiancée agrees.
A multi-generation family is any of the following:
You form a family nucleus with your spouse-to-be.
Under this scheme, you need to solemnise your marriage and submit a photocopy of your marriage certificate to the developer within 3 months* of collecting your keys to the EC unit.
*Applicable for Option To Purchase granted by property developer on or after 1 May 2018
Following your flat application, you must obtain a Special Marriage Licence from the Ministry of Social and Family Development and submit it to us during the EC selection appointment.
Applications under this scheme are only valid if there are no changes to the people listed. That means that, in a case of break-up, you are not allowed to subsequently include the name(s) of a new Fiancé/Fiancée or your parents in the application, even if your ex-Fiancé/Fiancée agrees.
You and your siblings (those applying) are orphans and single, i.e. unmarried, divorced, or widowed:
Please note that under the Orphans Scheme, siblings are not allowed to buy or rent flats separately.
You and up to 3 other co-applicants, and all of you are:
The CPF Housing Grant for singles is not available when buying an EC.
Your average gross monthly household income must not exceed ^$16,000.
^Applicable for Option to Purchase granted by the property developer on or after 11 September 2019. For Option to Purchase granted before 11 September 2019, income ceiling is $14,000
To assess the average gross monthly household income for your EC application, you and any other applicants and essential occupier will need to prepare specific documents depending on your nature of employment. Also, please note that some forms of income/ allowance are not included when assessing your household income.
For your flat application, you and the other applicants and essential occupiers will need to get ready the following documents for our verification:
Aside from the above documents, we may also request other documents for verification if needed.
Nature of Employment
Documents to Submit
Note: If your income includes allowances, we will require 6 months’ payslips preceding the month of application.
Assessment is based on the average gross monthly income
Odd job worker
Unemployed person (between 18 to 62 years old)
Allowances (fixed/ variable) received on a regular basis (e.g. allowances for food, transport, laundry, uniform, etc.)
Income from ad hoc overtime work
Interest from deposit accounts
National Service Allowance
Scholarship overseas allowance
Overseas cost of living allowance
Prior consent must be obtained from the Official Assignee (OA) or the private trustee if you are applying to buy an EC. You do not need to seek prior consent from the OA or the private trustee to be listed as an occupier.
A first-timer applicant is a person or household that has never received any form of housing subsidy, or similar benefit; a second-timer applicant is a person or household that has. If you are a second-timer and your spouse/ spouse-to-be is a first-timer, you as a couple will enjoy first-timer privileges and priority.
First-timers enjoy privileges and priority in flat allocation.
Yours will be treated as a first-timer application if you and any of the other listed owners and essential occupiers meet the following criteria:
Yes. There are instances where you may need to wait out a set time period before you can apply or be listed in the application for a new EC unit.
This usually happens when someone:
Before applying for the new EC unit, you need to check if you or any other flat applicant(s)/ essential occupier(s) to be listed in the EC application own any of these:
If so, that person must have already met that flat/ EC’s 5-year MOP before he can apply for a new EC unit. An essential occupier must also have met the flat/ EC's 5-year MOP before he can be listed in a new EC application.
In the case of ECs, you must also wait out a 30-month period from the EC’s effective date of disposal, which we will verify using your Notice of Transfer, or any other such documentation we may require.
Type of Property
Time Period Before You Can Apply for a New EC Unit
MOP of 5 years
MOP of 5 years + 30 months from date of EC disposal
If you booked a new HDB flat and subsequently cancel your booking, you must wait out a 1-year period from the date of the cancellation before you can apply or be listed as an essential occupier of a:
If you had previously bought a DBSS flat/ EC using a CPF Housing Grant and subsequently terminated the Sale and Purchase Agreement, you must wait out a 5-year period from the date of the termination before you can apply or be listed as an essential occupier of an EC.
No, you may not. For an EC flat application, all the listed owners and essential occupiers must not own, dispose, or have an estate or interest in any other local or overseas property:
The properties considered in this instance include but are not limited to:
Yes, provided that you only own/ owned 1 of the following units prior to your application:
In essence, an eligible Singapore Citizen is allowed to buy the above properties twice in total, not twice per type of property.
If you have already bought 2 such properties, you will not be eligible to apply for an EC or be listed as an essential occupier in an application.
If you have been invited to select a flat, you may check out the flats available for selection