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If you are a first-timer Singapore Citizen (SC) and buying a resale flat on your own or with your non-resident spouse, you may be eligible for a Singles Grant of $25,000 for the purchase of a 2- to 4- room resale flat or $20,000 for a 5-room resale flat.
If you are buying with other first-timer single(s), up to 2 singles may each be eligible for a Singles Grant of $25,000 for the purchase of a 2- to 4-room resale flat (i.e. a total of $50,000) or $20,000 for a 5-room or bigger resale flat (i.e. a total of $40,000).
You may also apply for the following housing grants to help with your flat purchase, if you meet the eligibility conditions:
Complete the questionnaire for a preliminary assessment of your eligibility for the purchase a resale flat, housing grant(s) and an HDB housing loan.
From 1 April 2023, eligible first-timer singles may receive a CPF Housing Grant of up to $40,000. With this increase, those who buy a resale flat can receive up to $95,000 in housing grants. For eligible buyers who have yet to complete their resale transaction by 14 Feb 2023, 3.30pm, or submit their resale applications on and from 14 Feb, 3:30pm to 31 Mar 2023, HDB will disburse the additional grant quantum to them without any disruption to their resale completion. Read more in the press release.
Refer to the following for more information on the eligibility conditions for buying a flat:
If you have taken a Singles Grant and are now married to an SC or Singapore permanent resident (SPR) or have a child who is an SC or SPR, you may apply for a Top-Up Grant.
Your average gross monthly household income must not exceed:
All applicants and occupiers listed in the flat application:
Private properties include but are not limited to houses, buildings, land, Executive Condominium (EC) units and privatised HUDC flats. You have acquired an interest in a property through purchase or when it is:
For singles: Up to 5-room
For families or 2 or more singles: All flat types (excluding 3Gen flats)
Plan your finances and understand the different housing loan options.
Find out more about the types of HDB flats available for sale and design features of new flats.
Get started with your flat purchase by finding out about the buying process of a flat from HDB.
Understand and follow the resale procedures to ensure a smooth flat buying journey. Find out more about the process before committing to a flat purchase.