Terms and Conditions

1. Refund Policy
2. Receipt

1. Refund Policy
All requests for refund must be made in writing. On proper notice being received, a refund of all monies, free of interest, which have been paid in advance may be made subject to approval on a case by case basis. 
2. Receipt
The Customer shall not be entitled to any receipt for payments made by the Customer to HDB through the Services."