Committee of Supply 2017


Minister for National Development Lawrence Wong made several key housing announcements at the Committee of Supply Debate on 7 March 2017. Read on to find out how these announcements will benefit Singaporeans.



An HDB Flat, A Home For You At Every Stage of life

Looking Back at COS 2016

Here’s a look at the announcements made during COS 2016.


Fresh Start Housing Scheme

It has since been implemented on 1 December 2016, and applications are open. Second-timer Singaporean families, with at least one Singaporean child below 16, and living in public rental flats for at least 2 years, can have a Fresh Start to own a 2-room Flexi flat!

Applicants for the scheme have commented that the help offered by Fresh Start is useful, as they are now able to obtain housing grants to help in their flat purchase. Besides that, applicants are able to apply for a concessionary rate loan from HDB, and pay a capped resale levy for the flat. 

Find out more about the scheme in this video.


Remaking Our Heartlands (ROH)

Woodlands, Toa Payoh, and Pasir Ris were identified as the third batch of towns to benefit from HDB’s ROH programme. Residents and stakeholders have shared their suggestions and feedback for the rejuvenation plans for the towns, to strengthen each town’s identity. Public exhibitions of the proposals for the towns will be held in April 2017, so stay tuned for more details.


Revitalisation of Shops Scheme (ROS)

The ROS was launched in 2007 to enhance the vibrancy and competitiveness of HDB shops. In May 2016, the co-funding ratio between the Government, shopkeepers, and the Town Councils was adjusted. Start-up funding was also provided to support the formation of new Merchants’ Associations. 

Details were announced in the press release.

First-Timer Families

Shorter waiting time for some Build-to-Order flats

To meet the needs of young couples and families wishing to settle down and grow a family earlier, HDB will offer some Build-to-Order (BTO) flats in some projects with shorter waiting time of about 2.5 years by starting construction ahead of the launch.

There will be 1,000 of such BTO flats in non-mature estates planned for launch in 2018. The majority of the flats will be 3-room or larger. At least 95% of 4-room or larger flats in these projects will be set aside for first-timer families.

Lower rents for PPHS flats

Young couples in need of temporary housing while waiting to move into their new BTO flat can apply for a rental flat under the Parenthood Provisional Housing Scheme, at subsidised rents.

From 1 April 2017, the PPHS rents will be further reduced to help young families defray their housing costs.

  Previous Rates New Rates
3-room flats $800 to $1,100 $600 to $900
4-room flats $1,200 to $1,800 $1,000 to $1,500

Increased housing grants for resale flats buyers

With the enhanced CPF Housing Grant, first-timer resale flat buyers now have more affordable housing options. For young couples, buying a resale flat near their parents’ home is now within closer reach.

  Previous Amount New Amount
CPF Housing Grant $30,000
  • $50,000 for 4-room flats
  • $40,000 for 5-room flats
Additional CPF Housing Grant Up to $40,000, depending on your income
Proximity Housing Grant $20,000
Total Amount of Grants Up to $90,000 Up to $110,000


Seniors have several options to supplement their retirement funds by monetising their flat: renting out their flat/ room, applying for the Lease Buyback Scheme, or by right-sizing to a smaller flat and enjoy the Silver Housing Bonus.

Seniors who wish to right-size will now find the process so much easier as we will be implementing a package of measures. In addition, we have introduced an Elderly Priority Queue at HDB hub since Dec 2016, so seniors will get to enjoy shorter waiting times if they have enquiries on housing matters.

Deferred Downpayment Scheme

Starting from the May 2017 Sales Exercise, the Deferred Downpayment Scheme lets seniors right-sizing to a new flat (3-room or smaller) defer the full downpayment of their new home until key collection. They will pay only the stamp and legal fees when signing the Agreement for Lease. 

Temporary Loan Scheme

Seniors who need bridging finance can apply for the new Temporary Loan Scheme (TLS) while waiting for the sale of their existing flat and payment for their new home to be completed. The TLS will be applicable to all resale transactions submitted from 8 Mar 2017.



We have provided a steady supply of 2-room Flexi flats to meet the housing needs of singles since the introduction of the Singles Scheme in 2013.

To further help singles own their first home, first-timer singles buying a resale flat can also enjoy up to $55,000 in housing grants, with the enhanced CPF Housing Grant.

  Previous Amount New Amount
CPF Housing Grant $15,000
  • $25,000 for 4-room flats
  • $20,000 for 5-room flats
Additional CPF Housing Grant Up to $20,000, depending on your income
Proximity Housing Grant $10,000
Total Amount of Grants Up to $45,000 Up to $55,000