• Published Date: 11 Feb 2020

         HDB launched 3,095 flats for sale today under the February 2020 Build-To-Order (BTO) exercise. The flats on offer are located in the non-mature town of Sembawang and mature town of Toa Payoh.


    Wide Range of Flats for Different Budgets and Needs


    February 2020 BTO Exercise


    2     A wide selection of flats, ranging from 2-room Flexi to Three-Generation (3Gen) flats, is offered to meet the diverse housing needs of first-timers, second-timer families, multi-generation families, elderly and singles. In view of the eldercare services and facilities in the vicinity, the 2-room Flexi flats at Kim Keat Ripples and Toa Payoh Ridge are offered only to seniors aged 55 and above, on short leases of between 15 and 45 years, in 5-year increments.


    3     As part of HDB’s continual efforts to offer flexible interior layouts to meet changing lifestyle needs, and to provide buyers with more choices, HDB will offer 3-room flats with integrated kitchen/utility space in Canberra Vista and Toa Payoh Ridge. The integrated kitchen/utility space is a contiguous space that offers home owners flexibility in configuring the area according to their preferred interior design concept. Home owners who prefer to separate the kitchen from the utility space may add a partition during their renovations (Please see Diagram 1)


    Diagram 1: Layout plan of a 3-room flat with a combined wet kitchen/utility space at Toa Payoh Ridge.
    Homeowners who wish to separate the yard from the kitchen can add a partition during renovations at the suggested location reflected in Diagram 1.


    4     HDB will also introduce 2-room Flexi flats with flexible space in Canberra Vista and Toa Payoh Ridge. Elderly flat buyers who purchase a short-lease 2-room Flexi flat with flexible space in these projects may opt for the Optional Component Scheme (Package 3).  The package includes a folding door, amongst other senior-friendly fittings, allowing them to use the space to accommodate a caregiver, or for entertainment when family members or friends visit (Please see Diagram 2). Further details can be found in Annex A1.



    Diagram 2: Layout plan for 2-room Flexi flat with flexible space. Elderly flat buyers may opt for a folding door to be installed,
    allowing them to use the space to accommodate a caregiver, or for entertainment when family members or friends visit.


    Flats Priced with Generous Subsidy


    5     New HDB flats are priced with a generous subsidy, taking into account factors such as location, flat attributes and prevailing market conditions. HDB’s prices are considerably lower than transacted prices of comparable resale flats in the vicinity. In addition, 2-room Flexi flats are priced taking into account the lease chosen, as shown in Annex A2.


    6     Eligible first-timer families can enjoy the Enhanced CPF Housing Grant (EHG) of up to $80,000. With EHG, flat buyers could pay as little as $9,000 for a 2-room Flexi flat, $102,000 for a 3-room flat, $212,000 for a 4-room flat, and $305,000 for a 5-room flat (see Table 1 for the BTO prices and the comparable resale prices).


    Table 1: February 2020 BTO Prices

    Town Project Flat Type Transacted Prices
    of Resale Flats
    in the Vicinity #
    Selling Price
    (Excluding Grants)
    Selling Price
    (Including Grants ^)
    Non-Mature Towns
    Sembawang Canberra Vista 2-room
    - From $89,000 From $9,000
    3-room - From $177,000 From $102,000
    4-room $396,000  -  $425,000 From $272,000 From $212,000
    5-room $390,000  -  $480,888 From $350,000 From $305,000
    3Gen - From $355,000 From $310,000
    Mature Town
    Toa Payoh Kim Keat Ripples

    Toa Payoh Ridge
    (40-year Lease)
    - From  $90,000 From  $10,000
    3-room  - From  $351,000 From  $291,000
    4-room $555,000  -  $778,000 From  $395,000 From  $350,000


    1) * 2-room Flexi flats come in two sizes - 36 sm (Type1) and 45/46 sm (Type 2).

    ^ The starting prices of flats in Table 1 are based on 99-year leases. For illustration purposes, the assumed EHG amounts are:
    i)   2-room Flexi flat: $80,000
    ii)  3-room flat: $75,000 in non-mature towns and $60,000 in mature towns
    iii) 4-room flat: $60,000 in non-mature towns and $45,000 in mature towns
    iv) 5-room flat / 3Gen flat: $45,000 in non-mature towns

    ^ The starting prices after grant amounts are illustrative, assuming that the household incomes of eligible first-time buyers of flats in the mature towns are higher. The actual grant amount received will depend on the buyers’ income and eligibility. Read more on EHG in HDB infoWEB.

    # Details on the comparable resale flats can be found on the HDB e-Sales website. In making comparison, please take into account the differences in attributes between the comparable resale flats and the BTO flats.

    ^^ 2-room Flexi flats at Kim Keat Ripples and Toa Payoh Ridge are offered only to seniors (aged 55 and above) on short leases of between 15 and 45 years, in five-year increments.

    @ Singles who apply for a 2-room Flexi flat under the Single Singapore Citizen (SSC) Scheme will pay $15,000 more than couples. Eligible singles can also apply for the EHG of up to $40,000. The actual grant amounts will vary according to income.

    2)        Selling prices are rounded up to the nearest thousand dollars. 


    7     First-timer families will continue to enjoy priority in flat allocation[1].  Married/courting couples who wish to live together with their parent(s) can apply for a 3Gen flat in Canberra Vista.  Applicants who wish to live close to their parents or married children in the same BTO project can submit a joint application under the Multi-Generation Priority Scheme (MGPS)[2].


    Application for February 2020 BTO ExerciseApplication for February 2020 BTO Exercise


    8          Application for the new flats launched in the February 2020 BTO exercise can be made online on the HDB InfoWEB from today, 11 February 2020 (Tuesday) to 17 February 2020 (Monday). Applicants can apply for only one flat type/category in one town under the BTO exercise.  There is no Re-Offer of Balance Flats (ROF) exercise in February 2020 as HDB is reviewing the sale processes for balance flats to better serve the needs of home buyers


    9          Applicants who wish to take up an HDB housing loan for their flat purchase need to produce a valid HDB Loan Eligibility (HLE) letter when they book a flat, except for young couples who are eligible for deferment of income assessment. All applicants are encouraged to apply for an HLE letter early, at www.hdb.gov.sg/hleapply, so that they will know their budget and book a flat within their budget. The HLE letter will indicate the loan amount based on applicants’ individual financial situation.


    Advice for Flat Buyers


    10        Applicants are encouraged to apply for a BTO flat in the non-mature town to enjoy a higher chance of success in securing a flat. All the information on the BTO flats on offer is available on the HDB InfoWEB. Members of the public do not have to visit HDB Hub, to get the information. The number of applications received will also be updated regularly on the HDB InfoWEB. In view of the evolving coronavirus situation, members of the public are advised to visit MOH’s website for the latest advisory measures. Those who are feeling unwell or on Leave of Absence Order, should refrain from visiting HDB offices and Branches.


    11        Members of the public have 7 days to make an online application at HDB InfoWEB. HDB will shortlist applicants using a computer ballot, and not on a first-come-first-served basis. Applicants are advised to apply for flats with lower application rates for better chances of success. More details on the application procedures can be found in Annex B.


    Upcoming BTO Launch in May 2020 and Aug 2020


    12        In May 2020, HDB will offer about 3,700 flats in Choa Chu Kang, Pasir Ris, Tampines and Tengah. In Aug 2020, HDB will offer about 4,100 flats in Ang Mo Kio, Bishan, Geylang, Tampines and Woodlands. Of these, the flats in Choa Chu Kang (May 2020) and Tampines (Aug 2020) have shorter waiting time.  More information on the BTO flats is available on the HDB InfoWEB.






    [1] At least 85% (for 4-room and 5-room flats) and 70% (for 3-room flats) of the public flat supply in Canberra Vista are set aside for first-timer families. For flats in the mature town of Toa Payoh, at least 95% (for 3-room and bigger flats) of the public flat supply will be set aside for first-timer families. 

    [2] Up to 15% of the 2-room Flexi and 3-room flats in a BTO project (subject to a minimum of 20 units each) are set aside for parents applying under MGPS. The same number of 2-room Flexi and bigger flats are set aside in the same BTO project for their married children.