Citizenship
|
Singapore Citizen
|
Age
|
At least 35 years old, for single(s) buying an HDB resale flat under any of these eligibility schemes:
- Joint Singles Scheme
- Orphans Scheme
|
Household Status |
At least one of the persons buying the resale flat must be a first-timer applicant to receive the housing grant.
You will be considered a first-timer applicant if you have not received any housing subsidy from HDB. This means you must meet the following criteria:
- Not the owner of a flat bought from HDB, or an Executive Condominium (EC) or Design, Build and Sell Scheme (DBSS) flat bought from a developer
- Not sold a flat bought from HDB, or an EC/ DBSS flat bought from a developer
- Not received any CPF Housing Grant for the purchase of an HDB resale flat
- Not received any form of housing subsidy, e.g. benefitted under the Selective En bloc Redevelopment Scheme (SERS), HUDC estate privatisation
|
Income Ceiling
|
Your average gross monthly household income must not exceed ^$14,000
|
Flat Type |
2-room or bigger |
Remaining Lease of Flat
|
|
Ownership/ Interest in Property
|
All applicants and occupiers listed in the flat application:
- Do not own other property overseas or locally, and have not disposed of any within the last 30 months
- Cannot invest in private residential property from the date of flat application till after the 5-year MOP
- Must not be buying a 1-room flat or flat that has been announced for SERS
|
Time bar |
Cancellation of Application After Booking a Flat
If you book a flat from the March 2012 sales exercise onwards and subsequently cancel the flat booking, you will have to meet a one-year period from the date of cancellation before you can apply or be included as an essential occupier for a resale flat with CPF Housing Grant.
|
^ For resale applications received on or after 11 September 2019. For resale applications received before 11 September 2019, income ceiling is $12,000
Examples
Example 1
Ali is a single Singapore Citizen aged 40. His monthly salary is $2,800. He is buying a 3-room HDB resale flat under the Single Singapore Citizen Scheme.
Example 2
Wing Yong is 37 years old with a monthly salary of $2,400. Heng Chong is 35 years old with a monthly salary of $3,000. Soon Meng is 36 years old with a monthly salary of $2,500. They are all Singapore Citizens and want to jointly buy an HDB 4-room resale flat under the Joint Singles Scheme.
- Grant Amount = $50,000 (maximum amount of $25,000 x 2)
Example 3
Kent is a 28-year-old Singapore Citizen with a monthly salary of $5,000. He is married to Sally, an Australian citizen holding a social visit pass valid for 1 year. She is a housewife and not drawing an income. They are buying an HDB 4-room resale flat under the Non-Citizen Spouse Scheme.