CPF Housing Top-Up Grant
 
The CPF Housing Top-Up Grant Scheme is a housing subsidy for those who have taken a CPF Housing Grant for Singles previously in their purchase of a resale flat
  • who subsequently marry a first-timer citizen spouse or another Singles Grant recipient; or
  • whose non-citizen spouse or child have become a Singapore Citizen or Singapore Permanent Resident (applicable for those who have bought a resale flat under the Non-citizen Spouse Scheme).

They can apply for the Top-Up Grant for their existing flat or when they buy another resale flat or DBSS flat, if they meet the listed eligibility criteria.


Amount of Grant

The amount of Top-Up Grant is the difference between the prevailing Family Grant (at the date of application for the Top-Up Grant) and the Singles Grant given earlier.
Family Grant
Family Grant (Living near parents/married children)
$30,000
$40,000

Example

Spouse A and B requesting the Top-Up Grant. Spouse A has already received a Singles Grant of $11,000 previously and the prevailing Basic-tier Family Grant amount is $30,000.


Top-Up grant amount
= [$30,000 - $11,000]
= $19,000


Eligibility Conditions

CriteriaDetailed Description

CitizenshipYou are a Singapore Citizen (SC).

Age21 years old and above

Marital StatusYour eligibility for Top-up will be assessed at the point when your family nucleus first meets the minimum citizenship requirement (i.e. 1 SC and 1 SPR in the family nucleus):

For Singles Grant recipients who bought resale flats under SSC/JSS and subsequently get married

You are married to a Singapore Citizen (SC) or Singapore Permanent Resident (SPR) on or after 1 Aug 2004.
  • Your application for the CPF Housing Top-Up Grant must be submitted to the HDB within 6 months from the date of marriage registration
  • Your spouse must be a first-timer (i.e. have not enjoyed any housing subsidy before) or another Singles Grant recipient

OR

For Singapore Citizens who had bought resale flats under the Non-citizen Spouse Scheme and obtained Singles Grant

You are married to a non-SC or non-SPR on or after 08 Mar 2005, and:
  • Your spouse or child(ren) later obtain SC or SPR status, or
  • You and your spouse later give birth to a SC or SPR child(ren)

Your application for the CPF Housing Top-Up Grant must be submitted to the HDB within 6 months after the spouse or child obtains Citizenship or Permanent Resident status.

Undischarged BankruptYou shall not be undischarged bankrupts.


Last Updated on 19 Jan 2010