Eligibility to buy DBSS flat
 
Design, Build and Sell Scheme (DBSS) flats will be offered for sale under similar eligibility rules, terms and restrictions as applicable to new HDB flats.


From 30 Aug 2010, first-timer households with average gross monthly household income between $8,001 and $10,000 may buy new DBSS flats with a CPF Housing Grant of $30,000. This revision will be applicable to DBSS projects launched for public sale after 30 Aug 2010. More...

Eligibility Conditions
Household Status
Time Bar
Conditions After Purchase

Special Requirements




Citizenship
  • You must be a Singapore Citizen
  • Your family nucleus must comprise at least another Singapore Citizen or Singapore Permanent Resident.




Age
  • You must be at least 21 years old at the time of application



Family Nucleus

You must form a proper family nucleus under one of the following schemes:

Type of SchemeFamily Nucleus Requirement
PublicYou, the applicant and;
  • Your spouse, and children (if any)
  • Your parents, and siblings (if any)
  • Your children under your legal custody, care and control (for widowed/ divorced)
Fiance/Fiancee
Additional Information
You, the applicant and your fiancé/fiancée
Orphan

Additional Information
You, the applicant and your unmarried siblings



Income Ceiling

More information on the income guidelines



Ownership in Private Property

You, your spouse, any occupiers listed in the Application Form or their spouses must not own or dispose or have an estate or interest in any other flat, house, building or land*
    • Within 30 months before the date of application, and
    • Between the application date and the date of taking possession of the DBSS flat

* includes but not limited to:
  • HUDC flats (Privatised and Non-Privatised)
  • Properties acquired by gift
  • Properties inherited as beneficiaries under a will or as a result of the Intestate Succession Act
  • Private properties
  • Properties owned/acquired/disposed through nominees regardless of properties location



Owners/Ex-owners of HDB flats / DBSS flats / EC units

Each eligible Singaporean household can buy the following housing unit only twice:
  • a flat from the HDB;
  • a resale flat with the CPF Housing Grant*;
  • a DBSS flat from developer;
  • an EC unit from developer.

*Only applicable for first-timer applicants

If you have already bought two housing units, you will not be eligible to apply or be listed as an essential occupier in an application.


Household Status

First-timer Applicants

You and the essential family members listed in the application for purchase of the flat must not:
  • Be the owners of a flat bought direct from HDB, a DBSS flat or an Executive Condominium bought from the developer
  • Have sold a flat bought direct from HDB, a DBSS flat or an Executive Condominium bought from the developer
  • Have received the CPF Housing Grant for the purchase of an HDB resale flat
  • Have taken other forms of housing subsidy (for example, benefitted under the Selective En bloc Redevelopment Scheme, privatisation of HUDC estate etc)

As a first-timer applicant, you will be given a higher quota of the DBSS flat supply for application during the initial launch period.


Second-timer Applicants

You or the essential family members listed in your application have owned/sold or are currently owners of:
  • Any HDB flat that was bought from HDB, or
  • Any resale flat that was bought under the CPF Housing Grant Scheme, or
  • A DBSS flat or an EC bought from the developer, or
  • Have taken other forms of housing subsidy (for example, benefitted under the Selective En bloc Redevelopment Scheme, privatisation of HUDC estate etc.)

Second-timers buying a DBSS flat from the developer are not required to pay the resale levy.



Time Bar

Existing and Ex-Owners of HDB Flats

You can apply for a DBSS flat if you, your spouse or any of the essential occupiers listed in the application is an existing owner or ex-owner of a:
  • Flat bought directly from HDB
  • DBSS flat from the developers or
  • Resale flat bought under the CPF Housing Grant Scheme

This is on condition that a 5-year period (excluding any period of subletting of the whole flat) has lapsed from the *date of taking possession of the flat to the date of application for a DBSS flat.


Ex-Owners of ECs

Are you, your spouse or any of the essential occupiers listed in the application an ex-owner of an Executive Condominium bought directly from the developer? If yes, you would need to meet a 5-year period from the date of taking possession of the earlier Executive Condominium.

30-Month Period

In addition, you need to wait out a 30-month period from the effective date of disposal (i.e., date of legal completion of the sale of their Executive Condominium, evidenced by the Notice of Transfer or such other documentary evidence as HDB may require) of the Executive Condominium before you can apply to buy a DBSS flat.


Essential Occupiers

You or any person listed the application must not be currently listed as an essential occupier of:
    • An existing HDB flat bought directly from HDB,
    • A DBSS flat bought under the CPF Housing Grant Scheme, or,
    • A resale flat bought under the CPF Housing Grant Scheme

However, an essential occupier may apply or be included in an application only if he has stayed in the existing flat for 5 years from the *date of taking possession of the existing flat to the date of application for a new flat.

* The date of taking possession refers to:
    • The date of key collection, for flats that are bought directly from HDB
    • The date of resale completion, for purchase of resale flats from the open market bought with the CPF Housing Grant
    • The date of transfer at market value of the flat bought with CPF Housing Grant
    • The date of key collection for Executive Condominium/DBSS flats bought from the developer, whichever is applicable.


Cancellation of Application After Booking a Flat


If you book a flat from the March 2012 Build-To-Order and Sale of Balance Flats Exercises onwards and subsequently cancel the flat booking, you will have to meet a 1-year period from the date of cancellation before you can apply or be included as an essential occupier in an application for a:
  • new HDB flat
  • DBSS flat from developers
  • Executive Condominium unit from the developers
  • resale flat with CPF Housing Grant
  • resale flat that has been announced for SERS


Divorcees

Within three years from the date of the divorce, only one party in the divorce can own one of the following housing units:
  • a flat bought directly from the HDB
  • a DBSS flat / EC bought directly from a private developer
  • a resale flat bought from open market under the CPF Housing Grant Scheme

If you have an existing matrimonial home, which is one of the above, and that home is retained by your ex-spouse, you may apply to buy or be listed as an essential occupier in any of the above housing unit only three years after your date of divorce.

However, this three-year wait out period will not apply if you are buying any of the above homes with your parents or a new spouse, or if you are buying a resale flat from the open market without the CPF Housing Grant.

If there is no matrimonial home or the matrimonial home was bought from the open market without any CPF Housing Grant, you may apply for any of the above housing units after you get your ex-spouse's consent not to own or be listed as an essential occupier in any of the above housing units within the three-year period from the date of divorce.

The requirement for ex-spouse's consent is waived if you are buying any of the above housing units with your parents or a new spouse or if you are buying a resale flat from the open market without the CPF Housing Grant.

The requirement to seek ex-spouse's consent during the three-year period from the date of divorce is also waived if you meet the following conditions:
  • All your children are below 18 years old at the date of divorce; and
  • You have the legal custody of all your children and are also the only parent with the care and control of all your children.

Last Updated on 02 Sep 2014
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