The Public Scheme allows you to buy an HDB resale flat with your family from the open market.

To buy a resale flat under this Scheme, you must meet the following eligibility conditions.

Criteria	Detailed Description
Citizenship	You must: Be a Singapore Citizen (SC) or Singapore Permanent Resident (SPR) Include at least one listed occupant who is a SC or SPR
Age	You must be at least 21 years old.
Family Nucleus	You must form a family nucleus, such as: Your spouse and children, if any, or Your parents and siblings, or Your children under your legal custody, care and control (for widowed, divorced or separated persons)
Income Ceiling	There is no income ceiling unless you are applying for CPF Housing Grant and/or an HDB Loan.
Ownership of Private Residential Property	You can own private property (unless you are applying for a CPF Housing Grant and/or an HDB loan). However, you must live in the HDB resale flat.
Ethnic Integration Policy and SPR Quota	Proportion of your ethnic group and SPR quota (if applicable) has not reached the limit. Find out more about the Ethnic Integration Policy (EIP) and SPR Quota.

Under the Public Scheme, you may apply for one of the following CPF Housing Grant if you meet all the eligibility conditions for the respective grant:

• CPF Housing Grant for Family
• CPF Housing Grant for Singles

Last Updated on 09 Mar 2010

• If you are buying the resale flat jointly with one or more persons (up to a maximum of four persons), you must decide how you and the other co-owners would want to hold the property.