The Orphans Scheme allows 2 or more orphans, who are unmarried siblings, to buy an HDB flat from the open market.

To buy a resale flat under this scheme, you must meet the following eligibility conditions:

Criteria	Detailed Description
Citizenship	You must: Be a Singapore Citizen (SC) Include at least one other unmarried sibling, an SC or a Singapore Permanent Resident (SPR) as a co-applicant or occupant in your application
Age	You must be at least 21 years old.
Special Condition	Your application must comprise of you (an unmarried orphan) and your unmarried siblings.
Income Ceiling	There is no income ceiling unless you are applying for CPF Housing Grant and/or an HDB Loan.
Ownership of Private Residential Property	You can own private property (unless you are applying for a CPF Housing Grant). However, you must live in the HDB resale flat.
Ethnic Integration Policy and SPR Quota	Proportion of your ethnic group and SPR quota (if applicable) has not reached the limit. Find out more about the Ethnic Integration Policy (EIP) and SPR Quota.

Under the Orphans Scheme, if you are 35 years old and above, you may apply for the following CPF Housing Grant if you meet all the eligibility conditions:

• CPF Housing Grant for Singles

Last Updated on 09 Mar 2010

• If you are buying the resale flat jointly with one or more persons (up to a maximum of four persons), you must decide how you and the other co-owners would want to hold the property.