The Joint Singles Scheme allows 2 to 4 single citizens to jointly buy an HDB flat from the open market.
To buy a resale flat under the Joint Singles Scheme, you and your co-applicant(s) must meet the following eligibility conditions:
|
| Citizenship | You must be Singapore Citizens.
|
| Age | Unmarried or Divorcées
You must be at least 35 years old (based on date of birth) when submitting your resale flat application.
Widowed Persons or Orphans*
You must be at least 21 years old.
*An orphan buying a resale flat on his/her own must not have another sibling who is below 35 years old and buying a flat separately under the:
- Orphans Scheme,
- Single Singapore Citizen Scheme, or
- Joint Singles Scheme
|
| Special Condition | You must buy the flat jointly as co-applicants.
|
| Income Ceiling | There is no income ceiling unless you are applying for CPF Housing Grant and/or an HDB Loan.
|
Ownership of Private Residential Property
| You(applicant) and all the co-applicants can own private property (unless you are applying for a CPF Housing Grant and/or HDB loan). However, you must live in the HDB resale flat.
|
| Ethnic Integration Policy and SPR Quota | Proportion of your ethnic group and SPR quota (if applicable) has not reached the limit. Find out more about the Ethnic Integration Policy (EIP) and SPR Quota.
|
Under the Joint Singles Scheme, if you are 35 years old and above, you may apply for the following CPF Housing Grant if you meet all the eligibility conditions: