The Fiancé/Fiancée Scheme allows a couple intending to get married to buy an HDB flat from the open market. You must meet the following eligibility conditions.
|Citizenship||You and your fiancé(e) must be either:
- Singapore Citizens (SC), or
- Singapore Permanent Residents (SPR)*
* From 27 August 2013, SPR household (i.e. a household with no SC owner) will have to wait 3 years from the date of obtaining SPR status before they can buy a resale flat
|Age||You must be aged 21 years or above|
|Family Nucleus||You must list your fiancé(e) as either:
in the application.
- a co-applicant (if he/she is aged 21 years or above) or
- an occupant
|Income Ceiling||There is no income ceiling (unless you are applying for a CPF Housing Grant or an HDB Loan).|
|Ownership/Interest in Property in Singapore or Overseas other than HDB flats||If you or any person listed in your resale flat application owns private residential property (locally or overseas), you may still buy a resale flat without any CPF housing grant or HDB loan but you must dispose of the private property within six months of the purchase of the resale flat.|
|Ethnic Integration Policy and SPR Quota||Proportion of your ethnic group and SPR quota (if applicable) has not reached the set limit. Find out more about the Ethnic Integration Policy (EIP) and SPR Quota.|
|Special Condition|| |
Registration of Marriage
You and your fiancé(e) must:
- register your marriage with the Registry of Civil Marriages or Registry of Muslim Marriages (as applicable), and
- submit your marriage certificate to the HDB within 3 months from the date of taking possession of the flat
CPF Housing Grant
If you are applying for the CPF Housing Grant, you must submit your marriage certificate on or before the date of taking possession of the resale flat.
Consent of Parents
If your fiancé(e) is below 21 but 18 years old and above, his/her parents must agree to the purchase.
Special Marriage Licence
If your fiancé(e) is below 18 years old, you need to:
- get a Special Marriage Licence from the Ministry of Social and Family Development, and
- submit it to the HDB for verification
If you are a divorcée, you must produce the following for verification:
- Interim Judgement (previously known as Decree Nisi)
- Order of Court
- Final Judgement (previously known as Decree Nisi Absolute)
Under the Fiancé/Fiancée, you may apply for the following if you meet all the eligibility conditions: