To buy an HDB resale flat, you have to firstly ensure that you can meet the conditions of one of the eligibility schemes. The conditions to be met under each of the eligibility schemes are as follow:-
The various eligibility schemes are listed below. Read through the situations illustrated as a guide to help you decide on the eligibility scheme that meets your buying needs. Click on the scheme for details on the conditions to be met.
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| Public Scheme | You are buying the resale flat with:
- your husband/wife and children (if any) or
- your parents and siblings (if any) or
- your children under your legal custody, care and control (if you are a widowed or divorced)
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| Fiancé/Fiancée Scheme | You are buying the resale flat with
- your fiancé/fiancée (intending to get married)
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| Single Singapore Citizen Scheme | You are buying the resale flat by yourself as either a
- Single; or
- Widowed Person; or
- An Orphan
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| Joint Singles Scheme | You are buying the resale flat with a few others (up to a maximum of 4 applicants) as either a
- Single; or
- Widowed Person; or
- An Orphan
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| Non-Citizen Spouse Scheme | You are buying the resale flat with
- your wife/husband who is not a citizen of Singapore
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| Non-Citizen Family Scheme | You are buying the resale flat with
- your family members e.g. parents who are non-citizens
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| Orphans Scheme | You (an orphan) are buying the resale flat with
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| Citizen/SPR Siblings Scheme | You are buying the resale flat with
- your single siblings and your parents are
- neither Singapore Citizens or Singapore Permanent Residents
- do not permanently stay in Singapore
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| Conversion Scheme | You are buying 2 units of resale flats which are:
- 3-room or smaller resale flats
- adjoining 3-room or smaller resale flats
with either your
- husband/wife and children (if any); or
- parents and siblings (if any); or
- children under your legal custody, care and control (if you are widowed or divorced)
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