Buying an HDB flat is a long-term financial commitment that is likely to stretch more than 10 years. You should therefore assess your financial position and buy a flat within your means.

Financial Planning Session

HDB provides financial planning session to potential flat buyers. You can call our Sales/Resale Enquiry Lines at 1800 866 3066 or visit our Enquiry Counters at HDB Hub, Atrium 1st storey.

Financing Your Purchase

Flat buyers can obtain a housing loan either from HDB or banks/financial institutions.

	Housing Loan from HDB
	Housing Loan from Banks

Financial Tools

HDB provides a suite of e-services to help flat buyers plan their finances before they obtain a housing loan from HDB:

	Housing Loan Type
	Sales Financial Plan
	Enquiry on Maximum Loan
	Enquiry on Monthly Instalments

CPF Financing

Most flat buyers will use their CPF funds to pay for the flat. Hence, it is useful to know more:

	Using your CPF savings to buy a new flat
	Enquire about your CPF Savings

Other Information

	Cost Involved
	Income Guidelines on Credit Assessment

ELIGBILITY CONDITIONS

	Eligibility Conditions to Buy a New flat
	Eligibility Conditions to Buy a Studio Apartment

PROCEDURES

	Buying a flat under the Build-To-Order
	Buying a flat under the Sale of Balance Flats
	Latest Launch

USEFUL Information

	Virtual Show Flats
	HDB Show Flats

SUPPLY & LOCATION

Details on the new HDB flats available for sale can be found here.

If you have a school-going child, you can enquire about the schools located in the HDB estate that you are interested in buying.