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Residential

Modes of Sale

New HDB flats are put up for sale in 2 ways:
  • Build-To-Order (BTO) sales launches
  • Sale of Balance Flats (SBF) sales launches

You can refer to our HDB sales launches section to find out more about previous, current, and upcoming BTO and SBF sales launches. An SBF sales launch will take place when we have accumulated sufficient flats for sale. Details such as flat types and pricing will be made known on this website and through the media on the sales launch date.

New launches for Design, Build and Sell Scheme (DBSS) flats and Executive Condominiums (ECs) will also be published on our website. As these developments are marketed and sold by the developers, you will need to approach them directly for your purchase.

Application restrictions

To manage the trend of repeated non-selection of flats, application restrictions take effect if you choose not to book an SBF or BTO flat after successfully balloting for it.

  • Additional chances are given to first-timers who were unsuccessful at least twice in their BTO application for non-mature estates. However, if they were invited to select a flat but did not do so, their previous unsuccessful applications will be set to 0
  • If a first-timer family rejects 2 chances to select a flat, all first-timer privileges will be removed for a period of 1 year. Any flat applications made during this period will be placed together with second-timer applicants and no additional ballot chances will be given. Should the applicants be invited to book a flat and again not do so, first-timer privileges will continue to be suspended for another year
  • First-timer singles and second-timer families who reject 2 chances to select a flat will not be allowed to participate in any BTO/ SBF sales launch for 1 year

BTO sales launches

The BTO system is designed to be responsive to housing demand and offers you flexibility in location and timing. A BTO sales launch typically offers a range of flat types across a few towns.

 How the BTO process works

The flat types offered are typically 2-room Flexi, 3-, 4-, 5-room flats, and 3Gen flats. You can apply for your preferred flat and town, and balloting will be conducted to determine whether your flat application is successful. First-timer applicants enjoy higher priority for new flats.

From announcement to key collection, this is how a BTO flat becomes yours.

residential buying a new flat BTO

Distribution of flat supply

We will allocate more new flats to first-timers as they have a more pressing need for a home.

In cases where the applicants comprise a first-timer and second-timer, the couple will be treated as a first-timer family, with the same priority benefits and privileges.

From the November 2015 sales launch, 40% of the 2-room Flexi flats will be set aside for elderly applicants (minimum of 100 units). Within this, half (20%) will be set aside for eligible elderly under the Senior Priority Scheme. Elderly applicants who are unsuccessful under the elderly quota but qualify to buy a 99-year lease 2-room Flexi flat, will be included in a second round of balloting alongside non-elderly applicants for the balance flat supply. Any unused elderly quota will be distributed amongst the other households.

Other priority schemes are also available to better your chances of getting a flat.

BTO flat distribution for non-elderly in non-mature estates

Flat Type

First-Timer

Second-Timer

 

Families (PPS)

Families (MCPS)*

Other families

Singles

Families (ASSIST)

Families (MCPS)*

Other families

2-room Flexi

5%

5%

10%

50%

5%

15%

10%

3-room

30%

30%

10%

NA

5%

15%

10%

4- and 5-room

30%

30%

25%

NA

NA

10%

5%

* Within the MCPS quota, first priority is given to these cases:

  • Applicants who apply for a flat to live together with their parents/ married child, i.e. applying for priority under MCPS (with parents/ married child)
  • Parents who own a flat in a mature estate and are applying for a flat in a non-mature estate to live closer to their married child

BTO flat distribution for non-elderly in mature estates

Flat Type

First-Timer

Second-Timer

 

Families (PPS)

Families (MCPS)*

Other families

Families (MCPS)*

Other families

2-room Flexi to 5-room

30%

30%

35%

3%

2%

* Within the MCPS quota, first priority is given to applicants who apply for a flat to live together with their parents/ married child, i.e. applying for priority under MCPS (with parents/ married child)

Allocation of ballot chances

Applicant's Status

No. of Ballot Chances

First-timer family/ couple

2

Second-timer family

1

Single

1

Additional ballot chances after 2 unsuccessful applications

For BTO sales launches in non-mature estates, a first-timer family/ couple will get additional chances if the first 2 applications were unsuccessful.

No. of Previous Unsuccessful Applications

(For BTO sales launches in non-mature estates)

Additional Chances

(+1 per application after 2 unsuccessful applications)

Total

(Additional chances + 2 first-timer chances)

0 to 1

0

2

2

1

3

3

2

4

4

3

5

An application is only considered unsuccessful if the applicant is not invited to select a flat, i.e. not balloted. Additional chances are not given for BTO sales launches in mature estates as the supply of these flats is limited.

SBF sales launches

SBF sales launches give you the opportunity to apply for balance flats from earlier BTO sales launches, surplus Selective En bloc Redevelopment Scheme (SERS) replacement flats, and repurchased flats.

How the SBF process works

This sales launch usually offers you a wide range of flat types, locations, and prices. The flat types offered are typically 2-room Flexi, 3-, 4-, 5-room, Executive flats, and 3Gen flats. In addition, the flats are usually already under construction, or near completion. 

There is often a very strong interest in SBF units, and the chances of getting a flat can be slim. If you are not successful in your SBF application, we recommend that you apply for a new flat through our BTO system.

residential - buying a flat - new modes of sale - bto process

Distribution of flat supply

We will allocate more flats to first-timers as they have a more pressing need for a home.

In cases where the applicants comprise a first-timer and second-timer, the couple will be treated as a first-timer family, with the same priority benefits and privileges.

Other priority schemes are also available to better your chances of getting a flat in an SBF sales launch.

From the November 2015 sales launch, 40% of the 2-room Flexi flats will be set aside for elderly applicants. Within this, half (20%) will be set aside for eligible elderly under the Senior Priority Scheme. Elderly applicants who are unsuccessful under the elderly quota but qualify to buy a 99-year lease 2-room Flexi flat, will be included in a second round of balloting alongside non-elderly applicants for the balance flat supply. Unused elderly quota will be distributed amongst the other households.

SBF flat distribution for Non-Elderly in Non-Mature Estates

Flat type

First-Timer

Second-Timer

 

Families (PPS)

Families (MCPS)^

Singles

Other families

Families (MCPS)^

Other families

2-room Flexi flat 50% 30% 5% 10% 3% 2%
3-room and bigger

50%

30%

Not Applicable

15%

3%

2%

SBF flat distribution for Non-Elderly in Mature Estates

Flat type

First-Timer

Second-Timer

 

Families (PPS)

Families (MCPS)^

Other families

Families (MCPS)^

Other families

2-room Flexi and bigger

50%

30%

15%

3%

2%

If there are fewer than 20 units available for public application, all of the flats will be set aside for first-timer applicants. Second-timer applicants will only be invited to select a flat if there are any flats remaining after all of the first-timers have been invited to select a flat.

^ Within the MCPS quota, first priority is given to applicants who apply for a flat to live together with their parents/ married child, i.e. applying for priority under MCPS (with parents/ married child)

Allocation of ballot chances

Type of Family

No. of ballot chances

First-timer family/ couple

2

Second-timer family

1

Additional ballot chances after 2 unsuccessful applications

Additional chances are not given for SBF sales launches as the supply of these flats is limited.

Sale of DBSS flats

DBSS flats are built and sold by private developers, with better designs and finishes. When a DBSS flat development is launched, the developer will manage the marketing and sales.

You can check here to learn about the DBSS sites that have been launched.
 
Before you decide to buy a DBSS flat, find out about the eligibility conditions and how you can apply for an  HDB housing loan to finance your purchase. You can also have us perform the conveyancing services for a fee.
 
Please contact the developer if you wish to buy a DBSS flat.

Sale of ECs

ECs are built and sold by private developers, and are comparable to private condominiums in terms of design and facilities. ECs are attractive options for higher-income Singaporeans.

New ECs are launched by the developers, and you can contact them directly if you wish to buy one.

We will also put up information online about the new ECs available.

Please check these eligibility conditions for buying an EC. You need to engage a solicitor to handle conveyancing matters. Do also arrange with a bank for financing and check with CPF Board on the use of your CPF money to pay for the EC.

Sale of ECs in open market

EC owners can put up their unit for sale in the open market once they have met the minimum occupation period from the date of Temporary Occupation Permit (TOP).

If you are looking to purchase an EC from the open market, please check if you meet the following eligibility conditions. Please note that these are considered private properties and the resale transaction will be completed at your solicitors's office, not at HDB.

Private property buyers are not eligible for an HDB loan or any CPF housing grants; second-timers are not required to pay the resale levy.

 

Overview of eligibility conditions

Family nucleus

There is no requirement to form a family nucleus.

Citizenship

  • To buy an EC that has obtained Temporary Occupation Permit (TOP) within the last 10 years, you must be either a Singapore Citizen or Singapore Permanent Resident
  • To buy an EC that has obtained TOP more than 10 years, there is no citizenship requirement - foreigners and corporate bodies can also buy such properties

For a list of EC TOP dates

Age

  • Aged at least 21 for individuals.
  • No age requirement for corporate bodies.

Income ceiling

There is no income ceiling

Property ownership

  • If you own an existing HDB flat, please check that you have met the Minimum Occupation Period (MOP) for your flat before buying a private property.
  • Singapore Permanent Resident households must dispose of their HDB flats within 6 months of purchasing a private residential property in Singapore.
  • There is no requirement to dispose of your existing private properties after buying an EC from the open market.