Own any of the following properties whether locally or overseas, or have disposed of any such properties in the 30 months before their resale flat application:
Private residential property (including HUDC flats and ECs)
Be buying an HDB resale flat that has been announced for SERS
Ali is a single Singapore Citizen aged 40. His monthly salary is $2,800. He is buying a 3-room HDB resale flat under the Single Singapore Citizen Scheme.
Grant Amount = $25,000
Wing Yong is 37 years old with a monthly salary of $2,400. Heng Chong is 35 years old with a monthly salary of $3,000. Soon Meng is 36 years old with a monthly salary of $2,500. They are all Singapore Citizens and want to jointly buy an HDB 4-room resale flat under the Joint Singles Scheme.
Grant Amount = $50,000 (maximum amount of $25,000 × 2)
Kent is a 28-year-old Singapore Citizen with a monthly salary of $5,000. He is married to Sally, an Australian citizen holding a social visit pass valid for 1 year. She is a housewife and not drawing an income. They are buying an HDB 4-room resale flat under the Non-Citizen Spouse Scheme.
Lower to middle-income applicants of the Singles Grant
Applicant must have worked continuously for the 12 months prior to the flat application, and still be employed at the point of the flat application
The AHG amount is graduated according to income brackets to offer lower-income earners a higher grant amount. The table below shows the total grant amount for 2 or more eligible singles, who are buying a resale flat under the Joint Singles Scheme or Orphans Scheme.
Average monthly household income
$1,500 or less
$1,501 to $1,750
$1,751 to $2,000
$2,001 to $2,250
$2,251 to $2,500
$2,501 to $3,000
$3,001 to $3,500
$3,501 to $4,000
$4,001 to $4,500
$4,501 to $5,000
The buyer must first meet all of the eligibility conditions for the Singles Grant
Even though the buyer is purchasing an HDB resale flat, this is an additional grant treated as a housing subsidy. Hence, the buyer must first qualify for the Singles Grant and satisfy these conditions:
The buyer and their co-applicant(s)
Have been in continuous employment for 12 months before the flat application
Still be employed during the flat application
The average household monthly income for the 12 months before the flat application must not exceed $5,000.
Income document guidelines
Eligibility for the AHG (Singles) is based on these income guidelines. Aside from the mentioned documents, we may also request further documentation if needed.
Nature of Employment
Documents to Submit
12 months’ payslips prior to flat application date
Letter from employer certifying salaries for the 12 months prior to flat application date. The letter must contain the:
Company stamp/ letterhead
Certifying officer’s name, signature, and designation
CPF Yearly Statement of Account for current year and the immediate past year
CPF statements showing contributions for the 12 months prior to flat application date
If the buyer is on full-time employment but on no-pay leave (e.g. for full-time studies) for the 12 months in review, we will consider them as employed and take their last drawn full-time pay to access their income for the AHG (Singles)
Letter from the education institute stating the buyer’s period and nature of study (full or part-time)
Copy of signed contract between the buyer and the education institute stating the conditions of the stipend
The buyer will be considered as employed if, during full-time studies, they receive stipends which are work-related, e.g. conducting teaching/ research work for the educational institute giving them the stipend
They are not considered as employed if they are a full-time student taking up part-time work
Income/ allowance that will be considered for the AHG (Singles) income ceiling
Allowances (fixed/ variable) received on a regular basis, e.g. allowances for food, transport, laundry, uniform, etc.
Income/ allowance not considered for the AHG (Singles) income ceiling